AITA for saying I am not paying for him to go back to college?

Paying for college can be one of the biggest financial decisions parents ever make, especially when retirement savings are involved. In this case, a couple faced a difficult moment when their adult son asked for a second chance at higher education, along with financial support to make it happen. Years earlier, they had already paid a significant amount for his college experience, which ended unsuccessfully.

What makes the situation more complicated is the timing and expectations. The son, now 25, believes returning to college deserves renewed parental support, while his parents feel the opportunity was already given and used up. With emotions running high, the disagreement quickly turned into an argument about responsibility, entitlement, and long-term consequences. Readers were left weighing whether refusing to pay was a reasonable boundary or an unforgivable lack of support for personal growth.

‘AITA for saying I am not paying for him to go back to college?’

The disagreement began when the son asked for financial help returning to school.

My son when he was younger went and failed out of college. He wouldn’t go to class and just would party his days away.

It was a huge waste of money. He is 25 now and commented he wanted to go back to college and was asking for us to pay.

The parents explained that the original college funds were already gone.

We have move the money to our retirement fund and we told him no. That the first time at college he wasted around 50k and we are not willing to...

The conversation ended with anger and harsh words.

We would have to take it out of our retirement fund and it isn’t happening. This resulted in an argument and calling us assholes. I told him he is lucky...

From one perspective, the parents’ decision reflects a clear financial boundary. Retirement funds are meant to provide long-term security, and dipping into them can create serious consequences later in life. The fact that a substantial amount was already spent on a previous college attempt reinforces their position that the opportunity was not denied, but already used.

On the other hand, supporters of the son argue that people can change significantly in their mid-twenties. Wanting a second chance may reflect maturity rather than entitlement. However, personal growth does not automatically reset financial realities, especially when past behavior involved significant waste of resources.

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More broadly, this situation highlights a common social dilemma: how families handle second chances after costly mistakes. While emotional support may still be appropriate, financial support is often tied to trust and demonstrated responsibility. The disagreement ultimately centers on whether lessons learned should come with renewed funding or with the expectation of self-reliance.

Here’s what people had to say to OP:

Many users supported the parents, emphasizing responsibility and financial boundaries.

Apart_Cheetah8856 − NTA He can get some loans. IF (and only if you want to) he finishes a year with good grades, you could consider helping him with future years/classes....

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KronkLaSworda − NTA He partied away $50k. He's on the hook for any future education expenses. He's 25, and not entitled to YOUR retirement funds.

wisewoman707 − NTA. If he really wants to go back to college, he'll figure out a way to pay for it. And if he pays for it himself, he'll appreciate...

atealein − NTA, he is 25, he can work to try and gather saving to go to college or go to community college that has lower tuition requirements.

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Swordfish468 − NTA, my parents were very clear with me on anything lower then a C. Or if I withdrew from a class I'd be expected to pay for those...

Otherwise they would pay for my schooling. It was pretty fair and it kept me from partying too much.

Some offered balanced advice, suggesting compromises or alternative paths.

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LoveBeach8 − NTA He can apply for grants and get the info he needs from the college's financial advisor. He should go to a community college.

There's no shame in getting an education at the local community college. He can also go to a trade school and learn a trade. Welders make good money, for example.

lisalef − NTA. He should start at community college to prove his commitment. When he gets his associates degree, then you can revisit the issue.

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If he’s truly grown up, perhaps you can contribute to his college costs…not all of them but some. He should also look into getting a job that will pay for...

My company has a tuition reimbursement program which you pay for but they’ll pay you back provided you get a B or better in the class.

nomo900 − NTA - Remind him that the funds that were set aside for his college were used up the first time he went.

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There doesn’t need to be any focus on failure— just that the college fees are the same whether you walk away with a degree or not, and he used his...

Just because he didn’t walk away with a degree doesn’t mean it cost any less for him to go those semesters (and in a lot of cases, it actually costs...

All money that was set aside for that is used up. It’s that simple.He can be mad all he wants - it sounds like he’s projecting some anger he should...

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but in this situation, he used up the means for a free education on not getting an education, and there isn’t a thing anyone can do about that unless you...

A couple of comments added personal perspective with a lighter tone.

ridobe − NTA. This is literally the path I took. I blew my parents money for a year. My head was not straight. FF 3 years and I realized what...

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Dad said I could move back into the basement and live rent free as long as I stayed in school. Also, he wasn't paying a cent. I didn't expect help...

[Reddit User] − NTA My kids all have college funds but I force them to take out the maximum FAFSA student loans each semester (I pay for everything that isn't...

with the understanding that the day the graduate I will pay the entire balance off, but if they drop out or fail out the loans are on them.

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This case highlights the tension between offering second chances and protecting long-term financial stability. While the son’s desire to return to college may signal growth, his parents’ refusal reflects boundaries shaped by past experience and limited resources.

Should parents be expected to fund multiple college attempts, or does responsibility shift entirely to the adult child after a costly failure? Is emotional support enough when financial support is no longer feasible? Where should families draw the line between encouragement and accountability?

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