WIBTA if I gave my son his sister’s car after she totaled his?

A rainy day and a reckless choice turned a family’s driveway into a stage for drama. When a 22-year-old daughter grabbed her brother’s car keys without asking, she didn’t expect to hydroplane into a fence, totaling his car. Now, her parents, juggling a tight budget and their own aging vehicle, are caught in a moral tug-of-war. Should they give their son her car as compensation, hand her their old clunker, and buy themselves a new ride? The decision feels like navigating a slippery road.

The daughter’s third totaled car has the family on edge, with trust as battered as the wrecked vehicle. As the parents weigh fairness against discipline, Reddit users are diving in with fiery takes. This story of responsibility, consequences, and family ties is revving up for a heated debate.

‘WIBTA if I gave my son his sister’s car after she totaled his?’

My daughter (E22) took w/o asking my son's (P21) car to run an errand. It was raining, she hydroplaned into a fence and totaled the car. This is her 3rd car to be totaled, 2 her fault and 1 the other driver's fault. All the cars are in my name and were purchased by me and hubs. We also pay all maintenance and insurance.

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She is offering her savings of 10k towards replacing his car but with the cost of cars an equivalent will be upwards of 20k and insurance surely won't pay out enough to cover the gap in cost. My hubs and I share a car. It's a 13 yr old car with 220k miles. It's in decent condition just approaching end of life for a car.

We planned to buy ourselves a new one with his next bonus in March. If we replace my son's car, we won't have the money to replace our car. We are considering giving my son her car, giving her our car and going ahead with purchasing us a new car.

We would continue to maintain all the cars and insurance for them. When all of these accidents come off her record (or if the older car dies), we would help her get another car. This one would be in her name and she would then be responsible for insurance and maintenance.. WIBTA for taking her car?

Edit: I would like to thank the folks who actually responded to the question without making assumptions about happenings that were not described in the post. I found them helpful and will consider some of the suggestions offered. Just to clarify though, at our house it is not uncommon to take whatever car is sitting at the end of our driveway. Although we usually all make the effort to ask,

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she didn't and that was my reason for opting for this as a possible punishment. My son thought it was really funny you all wanted her charged with theft!! Lastly there are too many nuances around her 'accidents' to fit within post limits but she is not a menace on the road. This was also not the only consequence she is to face, it was one of a list that she fully agreed to and accepted.

This car-swapping conundrum is less about vehicles and more about teaching accountability. The daughter’s decision to take her brother’s car without permission—and her third totaled car—points to a pattern of poor judgment. Dr. Jane Nelson, an expert in positive discipline, states, “Consequences should be related, respectful, and reasonable to foster growth” . Giving the son her car while handing her the parents’ old one fits this model, addressing the loss while setting boundaries.

Statistically, young drivers like the daughter are risky. The CDC reports that drivers aged 16-25 account for 20% of fatal crashes, often due to inexperience or distraction . Hydroplaning suggests she may have been speeding in the rain, a reckless move. The parents’ plan to delay her next car until her record clears is wise—it forces her to face the financial and emotional weight of her actions.

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Zooming out, this situation highlights a broader issue: when does parental support cross into enabling? By covering insurance and maintenance, the parents may inadvertently shield her from real consequences. Experts suggest young adults learn faster when they bear costs, like rising premiums after accidents. A candid family discussion, as Nelson advocates, could clarify expectations—perhaps requiring her to complete a defensive driving course to regain trust.

The parents should also ensure the son isn’t caught in the crossfire. Dr. Nelson’s approach emphasizes fairness, so they could involve both kids in the decision, explaining the swap as a logical consequence, not a punishment. This fosters understanding and prevents resentment, steering the family toward a smoother road ahead.

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Take a look at the comments from fellow users:

Reddit users jumped into this family drama like it’s a soap opera, dishing out a mix of cheers and jeers. From calling the daughter a “road menace” to suggesting bus passes over new cars, the comments are a lively roast:

[Reddit User] − Why the f**k do you keep giving the daughter cars after she keeps crashing them. NTA for giving the son your daughters car, Y T A for enabling your daughter to keep getting into accidents by paying for her vehicles. Eventually she is going to seriously injure or kill somebody. Maybe herself.

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TheDeadlyPandaGamer − NTA, The cars is under your name. After 3 totals, how are heck are you all still be able to afford insurance. Your premiums must be very very high.

loulabug247 − PLEASE everyone looks at the other posts from OP. Her mother died in a car wreck she blames her step-dad for making her angry before driving. She says she is mad she is left alone on this planet out of her family. All of this and she is still trying to find a way to get her daughter who has totaled 3 cars a new car.

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OP let me just say if you get your daughter a car and she kills herself or someone else you are just as bad as those you have ranted about before. TAKE THIS SERIOUSLY!!! DO NOT GET YOUR DAUGHTER ANOTHER CAR!!!! YOU WILL HAVE HELPED KILL SOMEONE IF YOU DO AND THEN SOMEONE ELSE WILL BE ABLE TO COME HERE AND RANT ABOUT YOU.

PLEASE I beg you stop letting her drive. ETA: the edit you have added doesn't make you sound any better no nuance makes 2 her fault wrecks ok. My mom was in 5 totaled cars she was hit each time never was it her fault so she and my father replace her car. Had she wrecked twice of her own accord she wouldn't still be driving.

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We took my grandmother's car because of dementia she hadn't done anything wrong but she could have. You have several posts blaming your stepdad for helping your mom wreck, and your sister for not taking covid seriously, but your daughter totaled 3 cars not wrecked or damaged but totaled, and you don't seem to be taking it seriously and are trying to figure out how to give her another car.

How is she not at least in your eyes an irresponsible driver, why do you think she needs to drive? Because to me she needs to be driven at least until she matures some. I would assume she drives way too fast i.e. the hydroplaning and then subsequently totaled her brother's car.I tried to give this space so maybe it would stand out,

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but ask yourself OP you are making excuses and justifying getting her another car because she isn't an actual t**ror on the road, or you don't want to think of her as a t**ror on the road. Now my question to you is after reading all of this if you buy her a car and she rinses and repeats but this time causes injury or death are you going to be able to live with yourself?

poeadam − NTA but my goodness don't give her a car. Give your son her car, sell your own car and buy yourself a new car, and buy your daughter a bus pass.

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Critical-Fault-1617 − YTA, but not because you’re thinking of giving your daughters car to your son, but because you’re thinking of giving your daughter a new car after your daughter stole your sons car and totaled it.

She needs life altering consequences. She doesn’t need a 4th car from mom and dad after she already has totaled 3 of them. Whether it’s her fault or not. That’s insane. Your daughter 100% should not have access to any vehicle. She’s going to kill someone

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CarlBassett − NTA If you give 'her' car to your son. YTA if you even think about buying her a new car. She's an adult. She sholkd buy and insure her own car. A few years driving an older cheaper car will teach her to look after them.

chuckinhoutex − NTA- you are being far more generous than any reasonable standard would require of you. However, I do question the sanity of continually providing cars to someone who keeps totaling them.

She is either massively unskilled or some sort of dare devil driver- either way. I think a period of time with no car at all is in order to cause her to appreciate the privilege and responsibility of driving and having a car far more than she does.

mallionaire7 − Why did she take her brothers car when she has her own. Why do you keep buying her cars when she has showed you how irresponsible she is

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gillabee123 − Sorry...why isnt your daughter facing charges? She stole a car and crashed it. She should be responsible for reparations, as well doing at minimum community service, as she COMMITTED A CRIME. ESH

Hob-Nob1974 − NTA, for giving your son her car after she **stole** his. You would be the A if you gave her a car, any car. 22 years old and 4 accidents in, only 1 being not her fault. Why would you enable her killing herself, or worse, someone else!

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These Redditors didn’t mince words, with some urging the parents to slam the brakes on the daughter’s driving. But are these hot takes fair, or just adding fuel to the family fire?

This family’s car swap dilemma is a high-stakes balancing act between fairness and tough love. The parents’ plan could restore equilibrium or spark new tensions, depending on their approach. It’s a reminder that family decisions are rarely black-and-white. What would you do if you were in their shoes—prioritize the son’s loss, teach the daughter a lesson, or find another way? Drop your thoughts in the comments and share your own family drama stories!

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