WIBTA for calling of a wedding because my fiancé is extremely frugal?

In a sprawling mansion with bare walls and chilly rooms, a woman stands at a crossroads, her engagement ring—a modest Swarovski trinket—glinting faintly under dim lights. She loves her fiancé, a man with millions in the bank, but his refusal to spend a dime on their shared life has her questioning their future. His past, scarred by an ex-wife’s financial abuse, casts a long shadow, leaving her to fund their home’s warmth while feeling like an afterthought.

This tale, plucked from Reddit’s bustling forums, captures a universal struggle: balancing love with financial fairness. As she wrestles with jealousy over his ex’s lavish treatment and her own sparse reality, readers are drawn into a drama where money isn’t just currency—it’s a test of trust. Can love survive when one partner’s wallet stays firmly shut?

‘WIBTA for calling of a wedding because my fiancé is extremely frugal?’

I 31F struggle with my fiancé’s 32M frugalness and not sure if I want to marry him anymore after 3 year relationship.. Throwaway as my Fiancé follows my regular account. I met my Fiancé 3 years ago. He came out of an abusive marriage just 2 years before we met. One of her absolute abuses was financial. She bled him dry.

Made him buy expensive jewelry only to give it away or break it after an argument. Designer shoes, clothes, big house cars… Caribbean trips. you name it she made him pay for it. She also took him to the cleaners in the divorce. However. My Fiancé is very well off. He makes far over 6 figures almost 7.

On top of that he inherited a few millions from his grandfather and his parents gifted him and his siblings also a few cool millions. So yes the financial abuse was bad but he does not suffer financially. He has more money than he will ever need. So last year I moved into his house. I do not pay rent but I split the bills and buy food.

I pay for my own clothes and jewelry. I have a good job and I can take care of myself. However things have been taking a turn for the worse and I feel miserable. His house was empty when I moved in. He had hand me down furniture. Maybe 3 forks and 2 knives. He wouldn’t put on the heating so the house felt cold and moldy. He has no curtains, no decorations.

His ex took everything not bolted down and he was too cheap to replace it. Just imagine a million dollar house like that! I am grateful that I can live in his house. It is something I could never afford myself. But I didn’t want to live in squalor! So I bought some kitchen supplies, some furniture… but at some point I realized I was dipping in my savings all the time and he did nothing.

I looked into curtains but those things are expensive. His house has so many windows it is crazy. I didn’t want to pay for this anymore. I told him I needed a fund to furnish his house. He blew up at me that I was just with him for his money. I pointed out all the money I spend on his house. The gifts and the trips because he pays for nothing ever.

Because he wants to be sure I am not here for the money. The fact is, if we break up I have nothing… the house is not mine. If I spend all my savings on his house I will be left with absolutely nothing! He wants a prenup and I am fine with that but I can’t help but feel used. Next to that I am jealous of his ex wife. I feel like she got treated and I am neglected.

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He proposed to his ex on a cruise with a 10.000 dollar white gold diamond ring. I got the rhodium plated Swarovski stuff that might cost like 100 bucks. The proposal was at a picnic in the park I organized, payed groceries for and slaved in the kitchen for. I almost said no out of pure disappointment .

However I am afraid to bring it up and to be called a golddigger. I don’t want to be funding a millionaire’s lifestyle. He loves everything as long as I pay for it. As soon as he has to pay it is frivolous, unnecessary…. I can live like a poor person by myself. At least the fact there are literal millions lying around doesn’t hang over me to b** me out. and I would just be paying for my own lifestyle.

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WIBTA for calling of a wedding purely for financial reasons. Because I love this man, but I imagine our cheap wedding in contrast to his ex her extravaganza, will our future kids be able to have some luxuries? Or only if I pay for it? What if I ever become a stay at home mom? Will I have to beg to put the heating on?.

Edited to answer questions I see a lot: I know the abuse is not made up. His family and friends told me seperate stories of the abuse they witnessed. Not only did it confirm it, it showed me she was way more terrible than I thought. Like stealing heirloom jewelry of his grandma with alzheimer right after she was widowed.

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Pretending she was gifted these things even though every one knew grandma hated her guts. I did not realize or see he is doing the same to me as she was to him and he is (subconsciously) punishing me for what was done to him. I am not trying to force a lifestyle in him where he was previously happy in.

He told me prior to moving in that he left his house like this because he was depressed after his wife took everything ( even the curtains) that it makes him sad and he wants a cozy home. He just didn’t know where to start. His house is paid off, thanks to grand dad. He isn’t actually spending much on utilities either, house is very well isolated and has solar panels.

It is weird to see how cheap being rich really is. I am not asking for designer furniture. Ikea all the way and I have refurbished second hand furniture myself. I am actually pretty thrifty . I see where my jealousy over the ex her lifestyle might have triggered some people. Let me explain. A 10.000 dollar ring is insane and stupid to me.

I do not want that because I would fear for losing it every day. I don’t need an over the top wedding … however, it almost feels like for her he did effort. Wanted to give her what made her happy. Put effort and thought in it. With me it almost feels like he wants to prove how little he can give me.

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He talked about how he would see the wedding and it is cheaper than my actually financially struggling cousin her wedding. I can’t help but feel he wants to demonstrate how cheap he can treat me! And I already feel embarrassed about the family that would have been to both and I will feel like the discount wife. I don’t like to say it but it feels like he gets of on it to some extend.

We are almost talking washing paper plates at this moment. Yes I did discuss selling the mansion I really don’t need and move to a more modest house. Especially knowing this is the house his ex picked. He doesn’t want to do that. He loves this house… but I feel really intimidated living in a house I could never afford anyway.. And so many large windows… tjeesh

I havn’t talked to him yet but pauze on the marriage and counseling is a must . I already am looking for IC because I realized I might indeed be too much of a people pleaser allowing him to control me with the ghost of his ex. I also am going to seperate for a while. I am looking to rent something for a few months so I can get some space.. Thank you all for your insights !

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Love and money often tangle, but this couple’s clash reveals a deeper wound. The fiancé’s frugality, born from past trauma, has morphed into a barrier, leaving his partner feeling undervalued. Dr. John Gottman, a renowned relationship expert, notes, “Trust is built in very small moments, which I call ‘sliding door’ moments” (source: The Gottman Institute). Here, the fiancé’s refusal to invest in their shared life slams those doors shut.

The woman’s frustration reflects a broader issue: financial incompatibility in relationships. A 2023 study by the American Psychological Association found that 64% of couples cite money as a significant source of conflict (source: APA). Her fiancé’s penny-pinching, while a reaction to his ex’s extravagance, risks replicating control, flipping the script from victim to enforcer.

This dynamic isn’t just about curtains or heat—it’s about respect. Her funding his home while he hoards wealth mirrors a power imbalance. Counseling could help unpack his trauma, as Dr. Gottman suggests, fostering open dialogue to rebuild trust. She might propose a joint budget for shared expenses, ensuring fairness without triggering his fears.

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Let’s dive into the reactions from Reddit:

Reddit’s hive mind didn’t hold back, serving up a mix of empathy and sharp-witted advice. Here’s a peek at the community’s hot takes—candid, heartfelt, and occasionally savage.

SeniorDay - NTA. “I understand you’ve had some trauma in your past and I’m sorry you went through that. But I can’t allow you to mistreat me because of it. It burns me up inside that you gave her everything, but I have to beg for the bare minimum. I deserve to feel cherished by my partner, as I have cherished you.”

Drunkendonkeytail - Counseling. Insist on premarital counseling. He is reacting to his divorce and his feelings about it by taking it out on you. Don’t spend another dime on him or his house. But I do suggest you two do some entertaining. Invite his family and friends over.

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Your family and friends. If he wants you to pay half do so, but only within your budget. Invite 20 people over to sit on the floor and eat frozen lasagna and drink crystal light off paper plates. Without heat or air conditioning. Open the curtains and shed light on how you live.

Fearless-Web-8748 - You two are not ready for marriage if you’re not able to talk to him about this. You need to be able to talk about your concerns to have a healthy relationship. WBTAH for calling things off without any communication. However, NTA if you communicate this, as you did in this post, and continues to accuse you of being a gold digger.

Competitive_Mark_287 - You aren't asking for luxurious trips and to be spoiled, you're asking for reasonable4 things like heat and furniture! You need to have a serious talk with him, this is obviously an overcorrection to the other extreme. YWNBTA for breaking it off, because financial abuse goes both ways and that's what he's doing to you now.

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However if you love him, talk to him, perhaps show him that what HES doing to YOU is just what his ex did to him, and you're tanking your own financial health to be with him, but you, unlike him, don't have millions to fall back on if you have to walk away.

Glittering-Ad-3859 - NTA, and I’m really shocked by the amount of ppl saying YTA. He is punishing you for his past relationship, which is unacceptable while also not living in decent conditions at all. Maybe counseling as a last ditch effort? If not, I would leave

darkchocolateonly - This man is in no way over his ex. She’s still a part of his relationship, she’s still there.. NTA

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emi33ly - This is a completely valid reason to break up. Hes allowing his past trauma to dictate your entire relationship and it doesn't seem like he is interested in changing. Leave now and go enjoy living in an affordable apartment decorated to your taste.

[Reddit User] - NTA Honestly you two need to see a counselor and he needs to be going to individual therapy. It's very obvious that he is not over what happened with his ex and if you two cannot communicate in a healthy way then this relationship is doomed.

AndriaRenee - NTA have respect for yourself. He got you a fake ring. Like for real.

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[Reddit User] - Yea, don't get married. You won't be calling it off for financial reasons...it's because of the way he is treating you because of his experience with someone els. He is essentially (probably not on purpose) making you take the consequences of someone else's actions, basically being punished for it. It's not fair nor is it right. He needs therapy or to get right with himself and the normal structure of a relationship/marriage.

These Redditors cut to the chase, but do their takes hold up in the real world? It’s a question worth pondering as we navigate our own relationships.

This story isn’t just about a cheap ring or a chilly mansion—it’s about how past wounds can shape present love. The woman’s courage to pause and reflect shows strength, but the road ahead demands tough conversations. Could counseling bridge their gap, or is her fiancé’s frugality a dealbreaker? What would you do if love came with a ledger that didn’t balance? Share your thoughts and experiences below—let’s keep the discussion alive!

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