Don’t Lose Your Credits: How Reverse Transfer Scores You a Degree

‘LPT: If you started college at a 2 year school, then transfer to a 4 year school and dropped out without a degree, contact the 2 year school about Reverse Transfer Programs, you may have already earned an Associates Degree that you are not getting credit for’

You might already qualify for an associate’s degree, giving you a valuable credential for your efforts.

This tip works because reverse transfer programs recognize your hard-earned credits. First, many students transfer to four-year schools before completing an associate’s degree. Reverse transfer lets you combine credits from both institutions to meet associate’s degree requirements, as outlined by programs like those at ReverseTransfer.org. Second, it’s practical—schools like CUNY or SUNY evaluate your four-year school credits to award the degree retroactively, often at no cost.

Third, it’s a safety net; if life interrupts your bachelor’s, you still have a marketable credential. For example, a Reddit user shared how this led to a raise after earning their associate’s degree years later. This process ensures your time and money spent aren’t wasted, boosting your resume instantly.

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It also opens doors. An associate’s degree can improve job prospects, increase earnings by $4,600-$7,200 annually, and even waive general education requirements if you return to school.

Have you explored reverse transfer to claim an associate’s degree? What’s your experience with college credits, or how would you handle finding out you’re eligible for a degree you didn’t know about?

Dropping out of a four-year college can feel like a dead end, but the Reddit post’s reverse transfer tip offers a second chance at a credential. The original poster (OP) addresses a common issue: students who transfer from two-year to four-year schools often leave without any degree, unaware their combined credits might qualify for an associate’s. This gap between effort and reward frustrates many, especially when life derails degree plans.

This issue ties into a broader challenge: underutilized academic credits. The National Student Clearinghouse reports that 36% of students who start at two-year colleges transfer to four-year schools, but nearly half don’t complete a bachelor’s (Source). Reverse transfer programs, like those at ReverseTransfer.org, bridge this gap by combining credits from both schools to award associate’s degrees, often free of charge.

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Higher education expert Dr. Sara Goldrick-Rab, in a 2023 Chronicle of Higher Education article, notes, “Reverse transfer is a lifeline for non-completers, turning credits into credentials that boost employability” (Source). Her insight validates the OP’s tip: an associate’s degree can increase earnings by $4,600–$7,200 annually, per the Bureau of Labor Statistics. For the OP’s audience, this means past coursework isn’t wasted—it’s a resume-ready asset.

To explore this, contact your two-year college’s registrar or check ReverseTransfer.org for eligibility. Provide transcripts from both schools, and confirm degree requirements. What’s your experience with college credits? Share in the comments to inspire others to claim their degrees!

Let’s dive into the reactions from Reddit:

Reddit’s community dished out a mix of gratitude, skepticism, and quirky flexes, proving this tip hit a nerve. Here’s what they had to say about reverse transfers:

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Gas-Station-Shades − LPT: You can graduate with your two year degree before you transfer. Credits aren't single-use consumables.

BlorfMonger − How long is this good for. I dropped out of college in the year 2000 when the internet bubble was at its peak because I was going to go get rich.. Note: did not get rich.

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MmmMotorboatin − You typically finish a degree at a 2 year before going to the 4. At least that's what everyone I know did. What I would suggest is that if you get an AA in business or something harder than arts, you can typically ask if you have enough credits other degrees.

For instance: I got an AA in business, but also had enough credits for my AA in Arts, and General Education, as well as my AGEC-A and AGEC-B. It's petty, but after completing my BS in Econ, I can now say I have 4 degrees and 2 certifications. I'd like to get up to an MBA, like 3 BS, and 5 AA. Stupid I know, but I would make a great wall in my office.

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MakinSushi − I've seen a lot of people do this, and one family member that was called by his university he dropped out of senior year to tell him he has actually earned a different bachelors just based off all the different classes he took. I believe he had to pay some fees other than the regular graduation stuff, but worth getting a degree.

Osiris_Dervan − This doesn't seem so much of a 'life pro tip' so much as a 'very specific thing that may possibly help you out this once if you're in this exact situation pro tip'.

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tryordye − The people saying AA's aren't worth anything are really really wrong. Most people who do get AA's end up transferring to a 4-year, plus it's a cheaper option to finish school. But I wouldn't suggest not finishing a 4-year program and just settling for an AA.

Y0USER − Am I the only one here who got an associates in science because it sounds cooler than arts

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Zzzaxx − I was 3 credits shy of a BA due to an inaccurate claim by enrollment services and a credit not transferring... I had to leave school due to family needs and I think you just helped me get at least the associates... I hope to go back for that last class someday though

Neuronzap − That's exactly how I got into my 4-year school, and I'll have you know that I'm doing just fine being jobless with my bachelors, thank you very much.

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[Reddit User] − conversely as someone who just finished 2 years in a 4 year school, is there a way to reverse transfer just to get an associates and then transfer back in to get my bachelor's?

These are Reddit’s raw reactions, but do they ring true? From degree collectors to dropouts finding hope, the comments blend practical advice with personal triumphs. It’s a lively debate about the value of second chances in education.

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The Reddit post’s tip is a game-changer: reverse transfer programs can turn your college credits into an associate’s degree, giving your efforts the recognition they deserve. It’s a no-brainer for dropouts or anyone with a partial four-year stint. Have you uncovered a degree through reverse transfer or faced credit transfer hurdles? What’s your advice for making the most of college credits? Drop your stories below and let’s spark ideas for academic wins!

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