AITAH because I don’t want the money I saved for my kids to be from me and my ex?

After divorce, a dad took over the kids’ modest college savings and, with his new higher salary, poured extra earnings into growing them substantially—aiming to cover half their education.

His ex, who resisted saving during marriage for lavish trips and now works part-time despite high-earning potential, learned of the funds and wants to toss in a small amount to present it as “from both parents.” He offered alternatives like her own accounts (even managing them), but she called it too much work and accused him of unfairness.

‘AITAH because I don’t want the money I saved for my kids to be from me and my ex?’

The divorce stemmed largely from money conflicts:

My ex divorced me several years ago. The primary reason was money. My reasonably high salary was not sufficient for her to live the life she wanted. Note that she...

I admit that I enabled her. It is ironic because she always resisted me taking higher paying opportunities. I was always an active Dad. I was more likely to attend...

Divorce turned out to be one of the best things to happen to me. I am still the active Dad (50/50 custody). I always pay my child support, etc. I...

He fought for and boosted the savings:

One of the things I received (wanted) in the divorce was the kids small college savings accounts. They were small because my ex wanted extravagent vacations.

Recently, I was able to take advantage of a new work opportunity which raised my salary. I have funnelled all of the extra into my kids' college savings. My goal...

Ex’s sudden interest clashed:

My ex, now knowing that there is money there, wants to give me a token sum to put in the savings and then we can give the accounts to the...

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She says that would be too much work. I even offered to set up and manage separate accounts. She didn't want that either. For me, it is a triumph to...

This keeps nawwing on me as to whether I am being an a__hole. I don't think I am. But am I in the wrong here? Edit to update: thank you...

She has a new "plan" to help the kids in another way which she wants me to contribute towards. I told her that my goals are focused on the kids...

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However, I think it is a wonderful idea and I fully support her effort. Haven't heard much recently about that either though. To be fair, there is no reason for...

Post-divorce finances often spark control battles; here, ex seeks symbolic credit without effort, classic “image management” over substance. Dad’s solo rebuilding reflects personal growth—claiming it honors authenticity for kids later.

Co-parenting therapist Dr. Constance Ahrons in We’re Still Family advises: separate contributions prevent resentment; joint only if equal input. Her refusal of alternatives reveals motive: optics, not partnership.

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Kids benefit knowing real efforts—transparency builds gratitude. If she persists, neutral mediation clarifies; otherwise, maintain independence. Triumphs like this fuel healing—own it unapologetically.

These are the responses from Reddit users:

Unanimous NTA—seeing ex’s request as lazy credit-grab and manipulation, praising his independence:

Everyone called out entitlement and advised keeping funds separate:

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TrekkieK − Nope. You’re NTA. Keep that separate!!!

Stirl280 − Not TA . .. she is trying to weasel her "minimal" contribution into your large contribution so she can get credit for helping out. Stay the course and...

BulbasaurRanch − NTA Not even close. You provided reasonable alternative to her suggestion but she’s just straight up lazy. “She says that would be too much work”

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She wants to take the credit without doing any of the work. She is hoping to piggyback off your work and then claim it a group effort. You don’t need...

If she’s wants to gift the children money for college, she can do the work and figure it out. “My ex says that I am being unfair to her. ”...

She doesn’t want her own account because the amounts will differ and she’s not willing to make sacrifices for the kids - she sees that as something only you need...

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ProfessionalYam3119 − If you put her name on that account, she will drain it. She thinks that you're stupid.

metallee98 − Nta. She wants to give you a pittance to reap the social rewards of doing something wonderful for your kids.

sea_Interaction_5791 − tell her to kick rocks. when your kids are old enough, give them access to the accounts yourself and tell them that you saved this for them. and...

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OverRice2524 − She just doesn't want to look bad when the kids realize you've consistently saved for them and she hasn't. Not your problem.

guess214356789 − Does she really want this fund to be from both of you? Or is she planning on taking all the money?

FlamingWhisk − NTA. I was married and saved my money for their education. Made sure they knew it was from me only. 50/50 and you’re paying support? Why? Here if...

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OkSignature3562 − NTA, why does she think it’s unfair for her to contribute to her kids college funds separate? It seems like she just wants to claim your work and...

You need to call her out if y’all do combine it require her to explain to the kids in front of you how much she contributed to the fund.

Icy-Gene7565 − You are DIVORCED do what YOU want, the EX is whatever.

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leahbuns − NTA. The college savings are a result of your hard work - your ex didn't contribute before and now wants credit?

You've already offered fair compromised which she refused. Since you're already doing your part as a dad in every way, wanting to keep this as your own meaningful contribution to...

Joland7000 − You’re divorced. There is no “our” any more. You have your college savings money and she has hers. The only reason she wants it to be “ours” is...

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Just_Getting_By_1 − Naah, you take care of you kids and let her figure out her own thing.

TerriDiA − You set up the accounts. you feed the accounts, if she wants to add to the kids college fund you're right, she can set up her own. There...

Overwhelming consensus: Solo effort deserves solo credit—her “token” reeks of optics without sacrifice. Kids will appreciate truth.

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Divorce money dances get messy—ever shut down ex’s credit-grab? Or proudly presented “my gift” to kids? How do you navigate co-parent “contributions”? Stories!

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