AITA for wanting my husband to start paying more for our housing?

In a cozy city apartment, where sunlight dances through tall windows, a young mother cradles her toddler while her laptop hums with work. At 29, she’s swapped a lucrative career for a remote job to raise her child, her wallet now pinched by every rent check. Years ago, she and her husband split costs evenly, their incomes nearly matched. But now, with his earnings skyrocketing, the unchanged split feels like a weight she can’t carry.

This Reddit saga unveils a marriage strained by money’s uneven pull. Her push for a rent split based on their incomes his towering, hers modest has sparked a chilly standoff. He clings to their old deal, blind to her sacrifices. This tale of love and ledger invites us to dive into the heart of partnership, with wisdom from experts and Reddit’s vibrant voices.

‘AITA for wanting my husband to start paying more for our housing?’

Hi all. For reference, I am 29f and my husband is 30m. We’ve been together since I was 20, and got married when I was 26. When we moved in together when I was 25, we were splitting our rent evenly. I was making 65k and he was making 80k, and we live in a large US city.

It didn’t really make a huge difference in my budget vs his to split rent 50/50 for 2600 a month rent. However, things have changed. I got pregnant a few months after we go married (which we were so happy about and wanted). I didn’t want to not work, but I wanted to be home with our baby, so I found a full time remote job in my field of work.

The downside is I took a cut to my salary from 65k to 50k. We continued to split rent in our apartment. My husband, between being 26 and 30, has received a number of raises and has switched his job. He is now a senior business analyst, making roughly 195k a year. Since we were having a child, we were going to need a bigger apartment.

We found a 3 bedroom for 4000k per month. He still wanted to split rent evenly, despite my protests, and despite me wanted to try to find a smaller apartment for less. In the end, I sort of let myself get walked over because he really is such a smooth talker and I do love him.

Anyway, flash forward 2.5 years, our rent has increased to 4400k. My take home pay monthly after taxes is roughly 3600k. I am paying 2.2k monthly in rent. I am also taking care of our baby and our home, doing chores, and cooking daily. My husband works from 8 - 6, but typically doesn’t get home until 7.

I am burnt out. I barely have enough money per month to do things I enjoy. I feel like I am financially struggling while my husband is living a life of luxury. Yes he does take me out on dates and on vacation, but he doesn’t seem to understand that this is not enough for me.

I spoke to him two days ago very seriously, and when I asked about trying to split rent based on our income and pay an equal percentage of our income so that it is more fair than fully equal. His reaction stunned me. He asked me why having 1.6k extra a month wasn’t enough for me. I told him I’m not saving anything.

He told me I should spend less on extracurricular activities - which makes me laugh because what extracurricular activities? All I do is work, cook, clean, shop for the house and raise our child. I told him I am basically working two full time jobs at once and I need help.

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Then he asked me if I am suggesting he pay me for being a mother and that stunned me - I really had no response to that. Anyway, he told me that this is the lifestyle we agreed when we moved in together way back when. However, he doesn’t seem to understand, or rather does not want to understand.

Now he is mad with me because he thinks I am being selfish and has been acting cold to me these past few days. I am getting the itch to apologize and take it back like I always do, but I really feel I am right here.. Am I the a**hole?

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This couple’s clash over rent reveals a deeper rift in their partnership. The wife, juggling a remote job and primary childcare, faces financial strain while her husband, earning nearly four times her income, insists on an equal split. Her request for an income-based division isn’t about greed—it’s about equity, recognizing her sacrifices for their family. His dismissal, framing her plea as selfishness, sidesteps the reality of their unequal burdens.

Financial imbalances often strain marriages, especially when roles shift. A 2023 Pew Research Center study found that 29% of U.S. couples argue over money, particularly when incomes diverge. The wife’s burnout, handling most household and parenting duties, echoes a broader trend: working mothers often manage 70% of household tasks, per a 2021 Bureau of Labor Statistics report. This dynamic demands flexibility, not rigid adherence to old agreements.

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Dr. John Gottman, a leading marriage expert, emphasizes, “Financial disagreements are less about money and more about trust and teamwork”. The husband’s refusal to adjust undermines their partnership, signaling a lack of empathy for her dual workload. His focus on a decade-old deal ignores their evolving roles, hinting at deeper communication issues that could fester without intervention.

Couples counseling could help them navigate this tension, fostering open dialogue about money and responsibilities. A financial planner might propose a proportional split, like 20% of each income for rent, easing her burden. A trial period for a new split could test the waters, framed as a team effort to reduce stress. Encouraging readers to share their own strategies for financial fairness can spark meaningful discussion.

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Check out how the community responded:

The Reddit community rallied behind the wife, labeling her husband’s stance as selfish and unfair. Commenters argued that marriage demands teamwork, not rigid rules from a bygone era, especially when one partner earns significantly more. They saw her request for an income-based split as reasonable, given her childcare and household responsibilities, and criticized his dismissal of her financial strain.

Many suggested counseling to address the deeper partnership issues, with some warning of potential financial abuse. The consensus was clear: a marriage should prioritize equity over outdated agreements, ensuring both partners feel valued. These opinions highlight a collective call for fairness, urging the couple to rethink their financial dynamic as a united front.

Jason_Samu - NTA. Married people with children who keep separate bank accounts and argue about who pays for what are weird. You’re not roommates.

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[Reddit User] - NTA - this is a strange financial situation. You are married and in a partnership, your finances need to reflect that. Your hubby also needs to be waaaay more flexible. Are you going to live your whole lives together by a set of rules agreed when you were 20.

Is that how he still expects you to live at 30, 40, 50, 60, 70 and 80. I'm assuming when you made this agreement you hadn't factored your kids in?. You guy's need to sit down and work out a joint budget and start using joint accounts.

gooberfaced - NTA but it sure sounds like he is.. And I have to say this segregation of money is not working for y'all. If you want to do it the fair way while not combining finances then do it by percentage of income.. But the fact that you can't both sit down and discuss this calmly is very troubling.. Marriage is a **team** endeavor and the two of you are each playing solo.

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MsBaseball34 - NTA - you both need marital counseling. This is only going to get worse, especially if you have another child.

anchovie_macncheese - What??? NTA, and at this point, I seriously hope you consider a marriage counselor. It seems that your husband views you as less like a partner and more like a roommate willing to bear his children and clean up after him.

There is no reason he should be forcing the mother of his child, who both works and stays home full time to care for his baby, to pay half of the expenses when he makes 3x more. 'This is the life you signed up for' is a terrible justification,

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because you were at a very different place when you met versus now. How much longer are you willing to be a door mat while he lives/spends lavishly without consideration to your efforts, or your child?

dane_baldwin - NTA. You should be paying no more than 1k a month for what you make. He could EASILY pay for the whole thing himself and still save probably half of his salary. You two definitely need to go see a financial counselor together and then maybe he will finally see what it is doing to you.

AshurBadaktu - NTA You took a cut in pay *and* a significant step back in your career for a SHARED decision. Which means that the burden needs to be shared equally. Not the payment. The burden. Look up equality vs. equity; when you were making similar amounts of money, 50% worked.

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Now that you're not, and you've taken on significantly more at-home work, it very much isn't even close to that. Given that your husband is making 4 times what you are at this point, this system doesn't make a lick of sense, especially with you taking on greater responsibility in child rearing and home care.

Which I'm writing out just so that that's clear.. But the bigger problem is that this was even an issue in the first place. He's your husband, your life partner. Emphasis on **partner**. Your health and happiness and well-being should be his concern and in fact, as important to him as his own.

Seeing you struggling and overburdened isn't just his responsibility: he should be horrified that the person he loves is feeling this way and, as he has the means to alleviate it (and is to a greater degree the SOURCE of it since he insisted on the more expensive digs) the answer should be to immediately do something to help you.

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Not fight that you don't deserve the help. That is counter to the very idea of a life partner, a husband, someone you love. The 'apologize and take it back like I always do' is very very worrying here because it sounds like you've never actually made him change his mind or change his behavior,

that he's never actually listened to your needs like a partner should or make adjustments or consider your side. All of these are super worrying and when you add it to the above, a definite red flag.

I've been married for 5 years, together with my SO for 10, and the very idea of letting them suffer when I have the financial means to take care of things is absolutely baffling and heartbreaking to me.

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How could you, and your child, not be the thing worth MOST to him in the world? What better things does he have to spend his money on than his life mate and his offspring?. ETA: Oh wow, my first gold and silver. Thanks so much.

Biermansjes - NTA, what your husband is doing is bordering financial abuse... get couples therapy, because it will get worse with every addition to your family

Wraith347 - NTA. Your husband needs to be a team player here. When anyone in a marriage is looking at things from a “you vs. me” perspective instead of an “us” perspective, that’s an issue. How would he feel with 1.6k spending limit each month, unable to save anything?. Something is wrong if there’s a different standard of living for you than for your spouse.

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missguided8811 - NTA ... it should be broken down by percentage. Say the rent is $4,000 ($24k/year) and you make $50k and he makes $200k (for easy math). One year of half rent = $24k ... that is 48% of your income, whilst it is only 12% of your husband’s. If you were to split things fairly, you’d each pay an equal percentage of your income toward rent.

Total your incomes ($250k) and rent ($24k), determine the percentage of your combined income (9.6%), and you each pay 9.6% of your income to rent ... which would be $4,800/year for you and $19,200 for him. OR, he pays 3/4 of the rent and you pay 1/4 because you make a quarter of what he makes ($6k vs $18k).

Why don’t you add up all of your shared monthly/yearly expenses (including food, vacations, rent, utilities, car, etc.) ... then add your two incomes together, and determine what percentage of your total income goes toward common expenses. THEN, say it’s 75%, you each put 75% of your income in a joint account and use that for shared expenses?

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Your husband is being incredibly selfish and not treating your marriage as team effort. For what it’s worth, you’d get 1/2 of all that money he’s hoarding if there was a divorce! I messed up my math above!!! I calculated yearly rent for you BOTH at $24k ... just double the numbers!! SORRY!!

This story of rent and resentment strikes a chord for anyone navigating the tricky balance of love and money. The wife’s struggle highlights the need for mutual support in a partnership, especially when life’s demands shift. Her husband’s resistance raises questions about trust and teamwork. Share your thoughts or experiences below—how do you keep finances fair in your relationships?

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