AITA for telling my wife she can’t have her dream job because I refuse to be burdened with all of her student debt?

In a cozy city apartment, where dreams often clash with reality, a young couple faces a financial storm brewing over a mountain of student debt. The husband, let’s call him Jake, stares at spreadsheets late into the night, his brow furrowed with worry. His wife, Sarah, a soon-to-be law school graduate, has just dropped a bombshell: she’s ditching her legal ambitions to chase a new passion—teaching. With $195,000 in loans looming, Jake’s heart sinks, picturing a future tethered to debt while Sarah dreams of classrooms and chalkboards.

This isn’t just about career choices; it’s about a marriage teetering on the edge of trust and shared goals. Sarah’s vision of teaching and becoming a stay-at-home mom feels like a betrayal to Jake, who’s counting on her to help shoulder their financial load. Readers can feel the tension—how do you balance love, dreams, and cold, hard cash? Let’s dive into their story.

‘AITA for telling my wife she can’t have her dream job because I refuse to be burdened with all of her student debt?’

My wife and I married young, at 23, and now at 27 she’s about to graduate from law school. The issue is she has a ton of student debt, around 195k from both undergrad and now law school. But over the past year she’s completely changed her mind about law and becoming a lawyer. She now wants to teach and do Teach For America after graduating.

She told me this past week. We’ve talked about this at length and she wants to do this because it’s her new dream job (previously it was law). I’m upset because if she teaches her starting salary will barely clear 35k in the first few years and we live in a really, really expensive city.

She has no intention of going back into law later as well as she says law school was a mistake. Last night we were talking about the future and she mentioned our plans to have kids in a few years and how she’d like to be a stay at home mom in a few years as well.

I looked at her and asked how she thinks we’re going to afford that when we’ve got nearly 200k in debt on my one income. She got mad and said I’m trying to use her debt to postpone major life events (like having kids). We ended up fighting and I told her she can’t just teach if she expects me to be saddled with her debt as a result.

I said she should at least work a high paying job for a few years to repay a good portion. She said I’m prioritizing money over her happiness and that she’s disappointed in my lack of support when they would be my kids and my life as well. AITA to tell her that if she chooses to go down this path, I may need to rethink our marriage?

I haven’t said anything like this yet but I am thinking it. Based on her timeline she’d only work for 3-4 years before becoming a homemaker. I’d have 200k worth of debt to work through completely on my own and I don’t know if I can do it or if it’ll completely ruin the rest of my life. AITA to say this?

This couple’s clash over career paths and debt is a classic case of mismatched expectations shaking the foundations of a marriage. Dr. John Gottman, a renowned relationship expert, notes, “Financial disagreements are one of the top predictors of divorce, especially when couples can’t align on shared goals” (The Gottman Institute). Jake’s frustration stems from Sarah’s pivot from a lucrative legal career to a low-paying teaching role, leaving him to face nearly $200,000 in debt alone. Sarah, meanwhile, prioritizes personal fulfillment, seeing Jake’s resistance as a lack of support.

The tension highlights a broader issue: financial stress in young marriages. A 2023 study from the National Institute of Health found that 36% of couples cite money as their primary source of conflict (NIH). Jake’s push for Sarah to work in law temporarily reflects a practical mindset, while Sarah’s dream of teaching speaks to a desire for purpose over profit. Neither is wrong, but their visions clash.

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Dr. Gottman advises couples to “turn toward each other” during conflict, creating a dialogue to understand underlying needs. Jake might feel trapped by the debt, fearing it’ll derail their dreams of starting a family. Sarah, burned out by law school, seeks meaning in teaching. A compromise—like Sarah teaching while making extra loan payments or delaying her stay-at-home plans—could bridge the gap. Open communication, not ultimatums, is key to finding balance.

For couples in similar binds, experts suggest creating a joint financial plan that respects both partners’ goals. Sarah could explore loan forgiveness programs like Public Service Loan Forgiveness, which benefits teachers after 10 years of payments (Federal Student Aid). Jake and Sarah need to map out a timeline that honors her dreams without sinking their future. It’s about teamwork, not sacrifice.

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Here’s what Redditors had to say:

The Reddit crew didn’t hold back, serving up a spicy mix of support and shade for Jake’s dilemma. Here’s what the community had to say, raw and unfiltered:

10487518386 − NTA. 200k of debt, and she doesn’t plan to work for more than 3-4 years? Sorry to say your wife has a death wish for you. Ask her if a dead husband by stress-induced heart attack at age 35 fits into her “life plan.” She needs to pull her weight.

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[Reddit User] − Y’all are 200k in debt why the hell does she want to bring kids into that kinda of situation?? NTA

la_capitana − NTA. Tell her I worked with TFA teachers for a couple of years at a charter school and it was a horrible experience. They place them in the most neediest schools with only a few months of preparation (in comparison to real teachers who have to work on their credential and internship before taking on a whole classroom by themselves).

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It’s a ridiculous amount of pressure to put on a person and in the end the students lose because they’re being used as guinea pigs instead of actually learning. She is better off going into special education law to help some of these kids’ families who are short changed by school districts. Good luck.

Appropriate-Energy − NAH. This is a reasonable thing to end a relationship over. She wants financial responsibilities to be divided in a way you aren't ok with. I don't think she is an AH for having a change of heart and asking you to support her. You also are not an AH if the answer is that you cannot.

[Reddit User] − NTA- So she wants you to pay tens of thousands of dollars to get YET ANOTHER degree because for some reason at her age she hasn’t figured out what she wants to do with her life? And she has the audacity to call YOU SELFISH for not wanting kids atm for financially reasons? JFC.

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Just because you’re married doesn’t mean you’re obligated to pay tens of thousands of dollars for another degree to add to the 200k in debt you guys have. Your wife needs to realize that you’re not a walking bank. And what about your happiness? Does she not realize that adding tens of thousands more dollars to her student debt of NEARLY TWO HUNDRED THOUSAND DOLLARS will cause you a s**t ton of stress?

She’s a grown woman. If she wants this degree that badly, she can get a job and pay for it herself. Also you’re not obligated to have children with her. You’re not a walking sperm bank. And your decision to not have kids for financial reasons atm is very smart. You shouldn’t have kids if it’ll be a big burden on your finances.

If she REALLY wants kids, then she won’t pressure you to add tens of thousands of more dollars to the nearly 200k that she has in debt that you are paying off. And she has the gall to call you selfish for that when SHE is a big part of why your financial situation isn’t great.You should rethink your marriage. Your wife is acting like your a walking money bank and sperm bank.

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She is extremely selfish for expecting you to add to the almost 200k in student debt she has that YOU are paying off and getting mad at you for having kids. She’s only thinking about herself and not you. With an undergrad and a law degree, she can most definitely get a job that will allow her to make a good amount of money to pay off her student loans herself and go back to school.

Also this isn’t even a long lasting a career. It would last a few years tops and she would be a stay at home mom. The fact that she wants you to pay tens of thousands of dollars to get a degree that will give her a career for just a few years just further shows how selfish she is.

cammyboy1980 − NTA. Run for the hills. She dosent respect your happiness and is not prepared to compromise to ensure yoyr future financial health. This is no longer a functioning marriage. Sorry brother.

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kalenakay − NTA, it is crazy that she thinks you should pay off her student debt so she can have her dream life. What about your wants and needs? She seems very selfish, and I would be rethinking this marriage. Does she have any clue how much children cost, they are expensive.

velvlry − NTA even if you change your mind after something as huge as law school (it does happen) you can't realistically expect someone else to pay the loans off for you

Dry-Expression − Do you share finances?. I would pose to her - as a hypothetical what would she do if she was single? It seems to be the stay at home mom issue is quite different from the job choice one. I would pick your battles. And the one I would pick is the job choice.. NTA

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nolechica − NTA, she can't be a stay at home mom with that much debt.

These Redditors brought the heat, with some cheering Jake’s practical stance and others calling Sarah’s plans a financial fantasy. But do these hot takes capture the full picture, or are they just adding fuel to the fire?

Jake and Sarah’s story is a stark reminder that love doesn’t pay the bills, but neither does resentment. Their struggle reflects a universal challenge: balancing personal dreams with shared responsibilities. A compromise could save their marriage, but it’ll take honest talks and tough choices. What would you do if you were in Jake’s shoes, staring down a mountain of debt while your partner chased a new dream? Share your thoughts and experiences below—let’s keep the conversation going!

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