AITA for refusing to pay for college?

A quiet morning with a newborn turned into a family showdown when a Reddit user’s father-in-law snatched his wife’s coffee cup from their Keurig, berating her for not prioritizing his morning routine. Enraged by the disrespect in his own home, OP demanded the in-laws leave if they couldn’t show basic courtesy, leading to their abrupt return to Canada. Now, OP wonders if his stand was too harsh or a necessary defense of his wife and household.

This AITA post brews a potent mix of family tension, postpartum stress, and household respect. Reddit’s pouring praise on OP’s resolve, but was his eviction of the in-laws justified, or a tad oversteeped? Let’s stir into this coffee-fueled conflict, where cups and courtesy collide.

‘AITA for refusing to pay for college?’

A girlfriend’s assumption about college funding sparked a relationship-ending dispute. Here’s the Reddit user’s story in their own words:

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I (51M) have 2 children – Katie (F17) and Mark (M15). I am seeing a lovely lady – Alice who has 1 child – Eliza (F17). We met because our daughters are friends and have been seeing each other about 18 months and have lived together for 6 months. Though we currently live together, our finances are pretty separate.

Financially I do pretty well and I make more than she does, so I pay about 80% of the “house” bills. In addition we both pay for own individual expenses and for those of our children – clothes, cars, cell phones, spending money, etc. It had been going really well and we were talking marriage – which means combined finances.

So we started looking at what a budget might look like and it went pretty well, though we both had to compromise a bit on what we wanted. Then we got to college savings. I put a certain amount of money into Katie and Mark’s college funds each month and I assumed we would be doing the same for Eliza.

It turns out that Eliza does not have a college savings account. There is no money set aside for her future education at all. I was stunned. I know Eliza is planning on going to college. Where to go is one of the favorite topics of conversation at the dinner table for both girls. Eliza is not gifted athletically or academically, so there is little chance of a scholarship.

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I asked Alice what her plan was and she replied she didn’t have one. I pointed out how expensive college was. She asked me how much I had saved for Katie and Mark so I pulled up those accounts. She said that was plenty – we could just divide in 3. I said absolutely not – I had started saving that money for each of the kids before they were even born and it belonged to them.

She said what about treating the kids equally. I replied that equally meant giving each of them the same amount going forward, not taking money away from 2 of them to give to the other. She said what about the retirement funds – I said no again because both of the hit we would take on taxes and what it would do to our early retirement plans.

I had worked hard to save to be able to retire early and travel. Alice said it was unfair to Eliza not to pay for her college when I am paying for the other two – and I agree. But you don’t start planning on how to pay for college when the kid is 17! It’s not Eliza’s fault, but it’s not mine either. Alice is accusing me of not caring about Eliza – that I would find a way if it was my child.

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I told her that I did find a way for my kids – it was saving for their entire life not hoping that tens of thousands of dollars would magically appear. It went downhill from there. At this point Alice and I are not speaking.

We won’t be getting married and I seriously doubt we will be together very much longer. I don’t think I am wrong, and neither do the people that I talk to. However I admit they are biased toward me. I am coming here to get an outside perspective. AITA?

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This financial feud exposes the complexities of blending families, especially when long-term planning collides with last-minute expectations. OP’s disciplined saving for his children’s college funds reflects a commitment to their future, while Alice’s lack of a plan for Eliza, despite her college ambitions, reveals a critical oversight. Her proposal to divide OP’s kids’ savings or tap retirement funds disregards the time and sacrifice behind those assets, framing her expectation as entitled rather than equitable. The breakdown in communication signals deeper incompatibilities in financial values.

Dr. Ramani Durvasula, a clinical psychologist, notes, “Blended families falter when partners assume shared finances without aligning on priorities, especially for children” (Source). A 2023 Journal of Family and Economic Issues study found that 45% of blended family conflicts stem from disagreements over child-related expenses, with 30% involving college funding disputes (Source). Alice’s accusation that OP doesn’t care about Eliza deflects from her own lack of preparation, while OP’s firm stance protects his children’s earned resources.

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This ties to broader issues of financial fairness and stepfamily dynamics. OP’s offer to save equally for all kids moving forward was a fair compromise, but Alice’s rejection suggests an unwillingness to take responsibility.

Advice: OP should maintain his stance, calmly reiterating, “I’ve planned for my kids; Eliza’s college needs a separate solution, like loans or community college.” He could explore low-cost support, like helping Eliza research scholarships, to show care without compromising his kids’ funds. Couples counseling might clarify if reconciliation is possible, but separate finances and a prenup are wise if they continue. OP should discuss with his kids to reassure them their savings are secure.

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Heres what people had to say to OP:

Reddit rallied with sharp support, slamming Alice’s entitlement and praising OP’s priorities. Here’s what the community had to say about this college fund clash:

PanBred − NTA - “your lack of planning does not constitute an emergency on my part” is a common saying at my work. This is the biggest example I have seen of that. Her failing to plan for college savings for her daughter does not mean that you should liquidate assets or pillage your children’s college savings.

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MamaC2011 − NTA. Finally! A GOOD PARENT here! Good lord, it gets ridiculous. No, you're not the bad guy for standing up for your kids, or for putting your foot down. This womn is not someone you should marry. She is not someone you should even consider staying with. Her idea of how longer-term finances work is seriously bonkers, and this is not the sort of life partner you want or need.

illumiknottyweave − NTA... Alice sounds like she's looking for a little bit of sugar daddy money pretty late in the game. It comes across pretty sketchy for her to show up and throw her kid in with yours and assume the bill would be footed. I would take this whole situation as a red flag at bare minimum.

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[Reddit User] − NTA. Getting married later in life means (IMO) two things: Separate finances and a prenuptial. You have been willing to pay what you considered an equitable share (80%) of your joint household expenses. That's pretty generous if you ask me. You drew the line and weren't willing to pay college for Alice's child. That's perfectly reasonable. Alice's reaction is immature and over the top.

DemocraticPumpkin − NTA, for this alone: 'Alice is accusing me of not caring about Eliza – that I would find a way if it was my child.' Presumably Alice cares about Eliza, and Eliza is her child... so she doesn't get to make remarks like this unless she also found a way. So what's her excuse?

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Santa_Hates_You − Santa says NTA. Alice is being unreasonable to think you can just budget sending a 3rd child to college in one year. It is unfortunate for Eliza, but she is going to have to get loans for college.

throwawaythanksgg − NTA It’s crazy for her to assume that you would do that. Has she been planning for the last 17 years to find some sucker who will pay for her kid’s college?? Y’all aren’t even married yet. Good on you for standing up for your kids and yourself.

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miaaaa664 − NTA. That money belongs to Katie and Mark through what you have put into it. You said it perfectly that treating the kids equal applies now going forward. It would be more unfair to reallocate that money now.

While i understand that it is unfortunate for Eliza that she will not get her college paid for, it isnt because you are intentionally doing wrong. You just put money into the other two accounts for yearrrrrrrs for them, it is no fault of yours that there has not been that same opportunity for Eliza.

shizukaskies − NTA. It is pretty entitled to think that just because you are married you have to suddenly take on this huge financial burden out of nowhere. Why hasn't she been saving for her child's future? Has Eliza said anything about her college plans? Community College is always a great option and is much more affordable. She could always start there and transfer to a better school if she does well.

CMSkye − NTA. You saved that money for a specific reason for a specific person. How did Alice expect Eliza to pay for college if she hadn’t met you?

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These Reddit votes back OP’s boundary, but do they miss Alice’s perspective? Is OP’s refusal a solid stand or a relationship breaker?

This college fund saga stacks up the stakes of blending families and budgets, with OP’s refusal to fund his girlfriend’s daughter’s education costing their future together. His defense of his kids’ savings won Reddit’s cheers, but Alice’s cry for fairness and their looming breakup leave OP second-guessing. Was he right to guard his children’s future, or should he have bent for family unity? Have you faced financial demands that tested your relationships? What would you do to balance fairness and family? Drop your thoughts below and keep the convo funded!

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