AITA for not wanting to give up some of my college money?

In a modest family home, where every dollar counts, a 16-year-old’s hard-earned savings became the center of a family storm. Working part-time at Walmart to fund her college dreams, she faced her mother’s demand to hand over $500 as a “gift” for her visiting grandmother—a cultural gesture she couldn’t afford. With her parents unable to save for her education and a history of her mom misusing her money, the teen stood firm, refusing to part with her future.

Her family’s backlash—calling her selfish and ungrateful—stung, especially when her siblings sided against her. Yet, she held her ground, even as her mother promised repayment, a vow she doubted. It’s a tale of a young woman’s fight for financial autonomy, caught between cultural duty and personal ambition. Was her refusal a bold stand, or a family betrayal?

‘AITA for not wanting to give up some of my college money?’

I am a (16f) and I work part time at Walmart to save up money for college. My parents aren’t very well off and haven’t saved any money for my education. I don’t blame them for this but it’s also been stressing me out, which is why I wanted to get a job.

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My grandma lives in England and came to my house to visit more than a month ago. My mom has been begging me to give my grandma $500 because I am the first of her grandchildren to get a job and it would be a special gift.

My mom also thinks that I should give her this money to show appreciation to her because my grandma has sent me money in the past. However, that was only once and my mom made me lie to my grandma and say I received the money even though my mom used it all.

My mom has also been taking my money for other things and calling me selfish and ungrateful if I object. This really bothers me because I am trying to save up money for college because my parents never did. It feels as though if my parents cared about my future they would leave my money alone and see that I am trying to better myself.

I think it’s also important to mention that my grandma and I have absolutely no relationship due to distance. I feel really bad and guilty because it’s always been ingrained in me that you’re supposed to give up anything for family and you’re not supposed to disrespect your elders. Am I the a**hole for not wanting to give up a piece of my college money for my grandma?

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Edit: I know it might seem obvious that I’m NTA but my entire household disagrees with me. Even my siblings have said if they were in my position they would be generous and give it up. Thank you for all your suggestions and I’m trying really hard to stand my ground.

Edit 2: I probably should have mentioned this before but in my culture it is very common to send guests away with gifts, especially family. Due to the pandemic stores are closed so I can’t get her anything nice or take her out. Since I have money now everyone thinks I should contribute and not let her go home empty handed. Why $500? I have no idea.

Update: I spoke to my mom and told her that I will absolutely not be giving away any money. She got frustrated and said she’ll pay me back. Now I look worse for continuing to say no but I don’t know if I should trust this.

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This family feud exposes the tension between cultural traditions and individual financial goals. The teen’s refusal to give $500—earned through her own labor—reflects a bid for autonomy in a family where her earnings are treated as communal. Her mother’s past misuse of her money and pressure to conform to cultural gifting norms, especially without reciprocity, borders on financial coercion. The family’s accusations of selfishness weaponize guilt to undermine her priorities.

Dr. Brad Klontz, a financial psychologist, notes in a 2022 Psychology Today article, “Family demands for money can erode trust when they dismiss personal goals, especially for young adults.” A 2021 Pew Research Center study found 60% of teens in low-income households feel pressure to contribute financially, often at the expense of education. The mother’s promise to repay lacks credibility given her history, justifying the teen’s skepticism.

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Practical steps—like a secure bank account or discussing her goals with her grandmother—could protect her savings. Experts suggest open talks about financial boundaries and cultural expectations to align family values.

Here’s the comments of Reddit users:

The Reddit crew swooped in like a digital cheer squad, rallying behind the teen with a mix of support and outrage. Here’s the raw scoop from the online crowd, served with a side of financial wisdom:

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External-Orchid − NTA, you earned the money- spend it on what you want. I also feel like surely your grandma would be happy you’re saving for college? The idea of giving her $500 cash as a gift seems ludicrous to me, esp at age 16

secretsinjars − NTA. Make sure no one else has access to your accounts and keep saving. No one is ever entitled to something you earned. Don't feel bad or guilty, you're doing something that will help your future and you should be really proud of that.

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[Reddit User] − Why are you supposed to give someone else money to celebrate your first job? If she is so concerned about giving your grandma $500 why doesn’t she do it? NTA.

Fainora − NTA this is financial abuse.

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CheetosMcSpeetos − NTA. Your parents are being the most self centered people in existence. You are THEIR child, they are not your children. It's not your job to mop up their inability to properly provide for themselves, especially if your mother takes it for other things and lied to your grandmother. You should put your foot down and say that it is YOUR college money and you are trying to get an education to provide for a family if you have one.

SupaFro_ − NTA- I’m not gonna lie I’ve been in a situation kind of like this before where my parents used my financial aid money for whatever (bills, necessities etc). Lemme save you at least 3 years of time and say don’t do it because they say.

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Money can’t buy love or respect and I would hope your grandma would understand your future is important. Also, don’t believe you have to sacrifice everything for family because you will be leave you stuck and in this case financially. I mean no offense to your parents but asking a 16 year old teenager to give $500 to a grandparent is ridiculous.

teresajs − NTA. Don't give the money. It's possible that your Mom plans on getting that $500 for herself, some way.

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FodoYusai − NTA, you'll be damned for eternity if you give them anymore of your money, your future is most important.

Thetife − NTA I would make sure that it is in an account they can’t access. I would also be prepared to move out and away from home for college. If your grandma throws her gift in your face let her know the truth of how your mother took it.

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booplydooply2 − my mom made me lie to my grandma and say I received the money even though my mom used it all. What makes you think she isn’t trying to do the same with your “for grandma” money? NTA at all. Your home life sounds pretty toxic. I would do everything I could to get away from it.

Redditors unanimously backed the teen, labeling her mother’s demands as financial abuse and urging her to secure her money. Some suspected the mother’s motives, while others praised her resolve. Do these takes capture the family’s fault lines, or just fan the drama?

This story of a teen’s savings and a family’s demands shows how fast cultural norms can clash with personal goals. Her stand protected her college dreams but strained family ties, proving autonomy comes at a cost. It’s a reminder that family love shouldn’t demand sacrifice of a future. What would you do if your earnings were claimed by kin? Share your thoughts—how would you navigate this money mess?

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