AITA for not creating a trust fund for my step kids?

A successful businessman faces a tough call when his fiancée asks him to set up trust funds for her adult sons, just as he did for his own. With his sons thriving and poised to take over his company, he sees her sons’ struggles with school and the law as a reason to say no.

The request sparks a heated argument, with his fiancée claiming it’s unfair due to their different upbringings. As tensions rise, the couple’s future hangs in the balance. Was he right to prioritize his sons, or should he have stepped up for his future stepkids?

 

AITA for not creating a trust fund for my step kids?

The man laid the groundwork for his sons’ future long ago, tied to his thriving business.

46M (me). 45F (my fiancé). 42F (ex-wife) My ex wife and I are on great terms and throughout/after our marriage we have been creating a trust fund for our boys...

I have my company that has skyrocketed since I started it 25+ years ago due to the need for it in the technological world and it has branched throughout the...

His sons are actively preparing to inherit his legacy, showing dedication.

Our sons are very much interested in taking over the company and they’re both working part time in the lower jobs to be able to get a feel for the...

His fiancée’s sons, however, face different challenges, with minimal connection to him.

Now my fiancé also has 2 boys from her last marriage (20&18) and she has never been on good terms with her ex. She was only married to him for...

We got engaged about 3 years ago and C’vd came and pushed the wedding back. Well her oldest has been having some disagreements with the law and dropped out of...

The conflict arose after a candid moment with his son, prompting the fiancée’s request.

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My oldest son has recently been staying at our guest house for the last 3 days and has been telling great stories of his Uni and how much he enjoys...

After he went to bed for the night my fiancé pulled me a side and asked if I could create a fund for her boys like I have for mine.

He refused, citing her sons’ lack of direction and his limited role in their lives.

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I told her no, that I posted bail for her oldest and he doesn’t seem to have a plan for his life, and her youngest said he was never going...

She got upset with saying that she wasn’t able to provide for them like I have for my boys and they were given different tools for success and it wasn’t...

The argument escalated, with the fiancée questioning his commitment as a stepfather.

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That they’ll be my step sons and I need to step up to the plate. I told her that they’re adults now and they’re more than welcome to get a...

He clarified his limited involvement with her sons and his legal protections.

Edit: I don’t plan on changing my will until I’m married then I’ll add my fiancé. She has also signed a prenup too. Yes prenup and will are both ironclad/bullet...

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Also I met her sons for the first time when we were dating for 8 months and that was a very quick met and greet lunch. Her kids lived with...

I’ve only meet them a few other times that I could spare because I was very busy then with work and my own sons lives and then C’vd hit and...

I had no part in raising them, just helping on bail because their mom couldn’t afford it and the tuition. Her youngest son living with us is the most time...

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The couple reached a new understanding, shifting their relationship dynamics.

Edit 2: so my fiance (now life partner/gf) and I have had a discussion and we are going to couples counseling now, and I have made the choice that we...

we will be life partners but nothing legally binding, she was very upset as she really wanted to be married but she respected my decision. Also, we have also agreed...

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I will split the costs with her on half of whatever she wants to help them with financially (She has her own job and doesn’t want to leave it). But...

The man’s refusal to create trust funds for his fiancée’s adult sons stems from a clear distinction in his role in their lives versus his own sons’. His sons have been raised with his direct involvement and are integrated into his business, justifying their trust funds. The fiancée’s sons, however, are adults he barely knows, with limited interaction due to their upbringing with their grandmother.

The fiancée’s request reflects her concern for her sons’ future, given their struggles and her own financial limitations as a single mother. Her frustration is understandable, as she sees the disparity between the opportunities his sons have and her own sons’ challenges. However, expecting trust funds for adult stepchildren, especially with minimal prior relationship, places an unfair burden on him.

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Dr. Susan Forward, a family dynamics expert, notes, “In blended families, financial decisions must respect individual histories while fostering fairness” (Toxic Parents, 1989). The man’s offer to provide job opportunities at his company is a reasonable compromise, allowing her sons to earn their way, aligning with his approach to his own sons.

Societally, blended families often face tension over financial responsibilities, especially when stepchildren are adults. The fiancée’s silent treatment suggests communication breakdowns, which their decision to pursue counseling may address. Canceling the marriage also protects his assets while maintaining their partnership.

He could further ease tensions by discussing how he can support her sons’ goals—like education or career training—without equating it to his sons’ trust funds. The fiancée should acknowledge his limited role in her sons’ upbringing and focus on collaborative solutions, like co-funding their needs. Open dialogue and clear expectations can prevent future conflicts.

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Let’s dive into the reactions from Reddit:

Many users supported the man’s decision, citing his lack of responsibility for adult stepchildren.

Adept-Trade-1136 − NTA I ain't saying she a gold digger. ... But in all seriousness if they get their s__t together help them with school, or with a job in...

GothPenguin − NTA-I might feel differently if they were young children but they’re old enough that supporting them doesn’t mean quite the same thing as it would if they were...

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Pookiewoo19 − NTA. You have had no responsibility for her children during their formative years, and you bear no responsibility for them now that they are adults. I am at...

I have no issue with her suggesting the idea (and perhaps in other circumstances, you may have considered it), but to give you the silent treatment and expect you to...

Honestly, I'd seriously be having second thoughts about getting married - feels a little like she's mainly interested in your bank balance. Does she know that you have no intention...

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tosser9212 − NTA - you've set your sons up for college and a future, and you're willing to help set up the step sons for the same, with some limitations...

Depending on how long you've been dating (before the engagement) this may feel harsh to your fiance's boys, but neither they nor your fiance are entitled to determine how your...

(Your death, property rules, remaining spouse - all those potential caveats notwithstanding. ) Helping them directly with their stated goals, and being willing to help them in a crisis, is...

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[Reddit User] − I just want to say I love how you are having them start at the lower level and learn. Then earn it That is so rare in...

Some offered balanced perspectives, questioning the fiancée’s motives.

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Poor-Decision1979 − NTA. If they were 2 and 8 I could see it since you’d have a hand in raising them, but not now.

tatasz − NTA I would feel differently if you got together with their mother when they were kids, because then you would have effectively raised them, been a father figure...

Honestly your soon to be wife comes out as a greedy AH, I would heavily reconsider marriage, or at least make a very solid prenup.

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thirdtryisthecharm − INFO - If they got their lives together would you help fund their college?

A couple of comments injected humor to lighten the mood.

TooTiredForItAll − NTA -- you are not even married yet. Make certain your penup is valid. She might be a golddigger. Do not count on your kids getting money if...

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lilyofthevalley2659 − NTA. Are you sure about marrying her? It doesn’t sound like her children will ever be financially independent. Do you want to have to support them or let...

The man stood firm in prioritizing his sons’ trust funds, built through years of involvement, over creating ones for his fiancée’s adult sons, whom he barely knows. His offer of job opportunities was a fair compromise, yet the fiancée’s reaction suggests deeper issues, now being addressed in counseling. Their shift to a non-legal partnership reflects mutual respect. Should stepparents treat adult stepchildren the same as their own, or is it fair to set different boundaries? What’s your view?

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