AITA for hiding my finances from future MIL?

The engagement ring sparkled under the soft glow of a candlelit dinner, but for one Reddit user, the joy of her proposal was dimmed by a chilly shadow—her future mother-in-law’s disapproval. As a yoga teacher, she faced polite but frosty judgment from her fiancé’s mother, who believed only a “lady doctor” deserved her oncologist son. The MIL’s whispers about gold-digging stung, rooted in assumptions about the user’s modest career.

Unbeknownst to MIL, the user held a secret: a substantial trust fund that secured her financial independence. When her fiancé revealed this during a heated prenup debate, MIL’s coldness flipped to cloying warmth, followed by accusations of deceit. The user’s refusal to apologize for her privacy has sparked a family rift, pulling us into a drama where class, money, and motives collide.

‘AITA for hiding my finances from future MIL?’

I recently got engaged to my boyfriend of 3 years. For background, he’s an oncologist, his parents divorced when he was 5, MIL never remarried or had more kids but FIL did and so Fiancé has a younger half-brother and a step mom.

I have a BA and MBA from decent schools, but I quit my conventional office job to be a yoga teacher and eventually opened my own yoga studio. MIL was not outwardly hostile towards me, more like polite but very cold. She told Fiancé it was because a yoga teacher wasn’t good enough for him.

Why couldn’t he find a nice “lady doctor” or nurse at work, etc. Fiancé told me this because we don’t keep secrets but I never mentioned it to MIL, I just stopped trying so hard. She would periodically warn fiancé I was out for his money, because he’s a doctor, he needs someone “on the same level.”

What MIL did not learn until after we were engaged is that, through my grandfather, I have a substantial trust fund. I have zero student loans, a paid off home, car, and own my studio with no debt. I keep this information private from most people because I don’t want to be judged for it.

I didn’t tell fiancé until about 15 months into our relationship. When we got engaged she was telling fiancé he needs a pre-nup and that’s when he told her about my finances. She lost her mind. Told him he and I should not have withheld that information, we were disrespectful, deceitful, manipulative, etc.

She then started trying to act like my best friend. I maintained a polite distance. She asked fiancé why and he told her that I knew he didn’t like me because a “yoga teacher isn’t good enough.” Y’all, she turned on the waterworks, tears, sobs,

said he should not have told me and that he ruined her relationship with her future DIL. I think she’s full of it. His father and step-mom have been kind, accepting, warm and loving to me since the day we met. It didn’t matter that I’m just a yoga teacher.

His mother insists I and my fiancé are cruel and deceitful. I think people like her are the reason I am right to hide my financial situation.  Fiancé thinks we should apologize just to smooth things over and clean the slate. I have no interest in doing so. AITA?

ADVERTISEMENT

Edit: For those asking My Fiancé would defend me when she insulted me. She did know I owned the studio but assumed that I financed with loans. He did not have my explicit permission to share my finances with her but was so sick of her harping about a pre-nup he “wanted to shut her up.”

As for all the advice about the pre-nup - that was always the plan, which my fiancé is obviously fine with. She’s probably going to lose her mind. I’ve poked around on JNMIL and I think my fiancé is what is people refer to as a “surrogate spouse” to his mother.

ADVERTISEMENT

Another incident comes to mind where she started crying when he wanted to spend his birthday dinner on the day of his birthday with me instead of her and offered her the day before or after. That’s clearly not healthy.

This in-law clash is a masterclass in misplaced assumptions. The MIL’s initial disdain for the user’s yoga career, assuming she chased her son’s wealth, revealed a classist bias. Her dramatic shift after learning about the trust fund exposed her true priorities—status and money over character. The user’s secrecy, while strategic, fueled MIL’s accusations of deceit.

ADVERTISEMENT

Judgments based on occupation are common—45% of Americans admit to stereotyping professions, per a 2023 Pew Research survey. The MIL’s fixation on a “lady doctor” reflects outdated social hierarchies. Dr. Amy Cuddy, a social psychologist, notes, “People judge others on perceived status, often ignoring personal values or compatibility” (source: Harvard Business Review, 2019).

The MIL’s tears and demand for an apology seem manipulative, aimed at deflecting her own bias. The user’s polite distance protects her boundaries, but her fiancé’s push to apologize raises concerns about his mother’s influence. Cuddy’s research suggests open dialogue can challenge stereotypes, but only if all parties are willing.

ADVERTISEMENT

The user should maintain her stance, reinforcing that her finances are private. Couples counseling could help her and her fiancé align on handling MIL’s overreach. A prenup, already planned, will further clarify their independence. This story underscores the power of privacy in dodging judgmental traps.

Take a look at the comments from fellow users:

Reddit users overwhelmingly backed the user, slamming the MIL’s snobbery and sudden friendliness as blatant opportunism. They saw her tears as crocodile tears, a ploy to guilt-trip the couple, and urged the user to hold firm against apologizing for her justified secrecy.

YMMV-But − NTA. Keep on eye on how much fiancé wants to placate his mother. That he thinks you should apologize for her bad behavior just to keep the peace is worrisome. Your finances as a single person & the finances of both of you as a married couple are none of her concern.

ADVERTISEMENT

She was wrong to ask about them & she was wrong to try to tell her son what to do. Any truthful apology that I can think of would probably not suit. “I am sorry for thinking that you meant it when you said a yoga teacher wasn’t good enough for your son.” “I apologize for not realizing how interested you are in things that are none of your business like my finances.”

[Reddit User] − NTA. Her son loving you wasn’t good enough for her, she basically has stated that she thinks she only has to be kind to people in her life if they meet her standards of “good enough.” Also - anyone who uses the phrase “lady doctor” in a serious way needs to take a time machine back to 1953.

WaDaEp − I think you should get a pre-nup though. Just in case. It would protect both of you.. As for your MIL, just keep maintaining a polite distance. I don't know why your fiance wants you to apologize to his mother. Is he a mama's boy? You didn't do anything wrong.

ADVERTISEMENT

Clean the slate? I don't know, because she showed you her true colors. So it's kind of too late to put the toothpaste into that tube, isn't it. Just continue being civil. Your fiance should be satisfied with that. So should she.. Edit: NTA

Elendel19 − NTA I think you figured out why you have a step mother-in-law

zippy_zaboo − NTA. Do not apologize.. If fiance tries to force you to apologize, reconsider the marriage.

ADVERTISEMENT

FlacidWatermelon − NTA. Sounds like the mother in law wants to be financially dependent on her son in retirement. And your finances have absolutely zero things in common with either of your in laws. You don’t need to apologize for her being condescending, assuming, and nosy.

Order66-Cody − Damm that was a 180 degree change simply based on your wealth not ur character or personality. When we got engaged she was telling fiancé he needs a pre-nup and that’s when he told her about my finances. She lost her mind. Told him he and I should not have withheld that information, we were disrespectful, deceitful, manipulative,. This feels like a projection of her flaws, NTA.

Aururai − NTA f**k your MIL. Cut her out of your life as far as possible. Tell her straight up you don't want to be around her because she didn't like you before she learned of your trust fund, now she is gold digging. Sorry to the husband, but seriously, distance yourself as much as you can. She's likely to try any old trick giving how other stories have been.

ADVERTISEMENT

darioblaze − NTA, and to be honest, she sounds f**king awful. Y’alls finances have nothing to do with her, and if she’s and about it, that’s her own problem.

Chainmaille-Witch − NTA.. your finances are your business, not your MILs. She sounds like she has impossibly high standards if a well educated business owner who makes her son happy isn’t good enough. Why would you even be interested in your fiance’s money when you can make your own?

The only reason I can think that she believed you were just after his money is because she is like this herself. All about money, the fact that she basically admitted she’d have been nicer to you if she knew you had a trust fund - why else would her not knowing have ‘ruined’ your relationship?. I wouldn’t apologise, she can kick rocks.

ADVERTISEMENT

The community also flagged the fiancé’s urge to placate his mother as a red flag, suggesting the user watch for signs of enmeshment. They celebrated her financial independence and kind in-laws, noting MIL’s behavior proved why hiding wealth was a smart move.

This trust fund tale reveals how money can twist family ties into knots. The user’s choice to hide her wealth shielded her from bias but ignited a firestorm when revealed. Her refusal to bow to MIL’s guilt trip champions personal boundaries over appeasement. Whether you’ve faced judgy in-laws or kept a secret to dodge stereotypes, this story resonates. Have you ever had to protect your privacy from nosy relatives? Share your experiences below!

Share this post
ADVERTISEMENT

Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked *