AITAH for wanting my husband to retire even though our adult children still rely on us financially?

What happens when your dream of retirement clashes with your children’s ongoing financial needs? Many parents in their 60s look forward to finally enjoying their hard-earned freedom—travel, hobbies, and time together. But when adult kids still rely heavily on support, that vision can feel out of reach.

This couple faces exactly that dilemma. The wife wants her husband to retire soon so they can live their next chapter, while he worries about leaving their 25- and 28-year-old children without help. The question: Is she wrong for pushing to cut back and prioritize their own future?

‘AITAH for wanting my husband to retire even though our adult children still rely on us financially?’

The retirement plan was set—until the kids’ dependency became an issue.

My husband and I are in our 60s and have been planning to retire soon. However, my husband now wants to delay retirement because our two adult children still depend...

Our son (28) doesn’t work right now. He says it’s very difficult to find a job in his field, and he doesn’t want to take anything outside of it. Because...

The daughter lives at home with similar challenges.

Our daughter (25) lives with us and works part time. She says it’s been hard to find a full-time position in what she studied, so we cover most of her...

Additional worries and the core disagreement.

My husband says they both still need a lot of help that we wouldn’t be able to provide if he retires. One of his main concerns is that their cars...

(We bought their current cars and paid for their education.) I feel that at this point, our kids need to learn to fend for themselves. If they need new cars,...

I want to be able to travel and enjoy life with my husband before we’re too old to do so.. So — AITA for wanting my husband to retire even...

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The positive shift after feedback.

Edit: Thanks so much to everyone for your feedback. I’ve read through your comments and take them to heart. Hearing so many perspectives helped open up a meaningful conversation between...

He’s been listening, reflecting, and seems to be seeing the light — which gives me hope we’re moving toward a healthier balance both for our kids and for our retirement...

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Update: I wanted to give a quick update and thank everyone again for the honest advice and tough love. My husband and I have continued to talk things through,

and he finally seems to understand that continuing to fully support our adult kids isn’t sustainable — for them or for us.

We’ve decided to start cutting back our financial help gradually, reducing what we cover each month until our son and daughter are each responsible for most (if not all) of...

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We’re planning to talk to our son next week to set expectations and help him make a realistic plan. It’s not easy, but we both feel more at peace knowing...

and hopefully let us enjoy the retirement we’ve worked so hard for. Thank you again to everyone who took the time to comment. Your input really helped us take the...

The conflict centers on parents in their 60s torn between their long-planned retirement and the ongoing financial support for adult children aged 25 and 28. The husband fears leaving the kids vulnerable, especially with future expenses like cars, while the wife prioritizes their own health and enjoyment in later years.

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The husband’s concern reflects protective parenting, but prolonged support can hinder the kids’ independence. The children’s reluctance to take jobs outside their fields signals entitlement built over time. The wife’s push for change stems from a healthy desire for personal fulfillment and recognition that enabling dependency harms long-term growth.

Family therapist Dr. John Gottman observes that “healthy relationships involve clear boundaries and mutual respect for each other’s needs.” Here, the couple must balance empathy for their children with self-care, avoiding resentment that could strain their marriage.

Practical steps include setting firm deadlines for reduced support, requiring the children to budget and job-hunt broadly. Gradual transitions—such as charging nominal rent or transferring bills—promote responsibility. Regular family check-ins keep communication open while the parents protect their retirement timeline.

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These are the responses from Reddit users:

The social media responses were overwhelmingly one-sided, with the vast majority of commenters siding strongly with the original poster (the wife) and urging the couple to immediately stop enabling their adult children’s financial dependency. Nearly everyone agreed that full support for a 28-year-old son who refuses any job outside his field and a 25-year-old daughter working only part-time is harmful in the long run, both for the parents’ retirement and for the children’s ability to become independent adults.

Most readers expressed frustration at the enabling behavior and called it outright unfair to the parents:

grayblue_grrl − Sounds like your kids will work your husband into the grave. You might want to discuss that with him. Time for the kids to move out.

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lihzee − NTA. Absolutely wild that you two are funding your 28 year old's life. You guys need to cut that out. Your son needs to get over not being...

295Phoenix − ESH because you've been enabling them for far too long. "I don't want to work outside of my field? !" What sort of entitled b__lshit is that?

Work is a necessity, not a hobby. You get what's available AND THEN you keep an eye out for more more opportunities.

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Cursd818 − NTA Your husband is not helping them. Quite frankly, by coddling them in this way, he is ruining them. Sit him down and tell him this. At 28yo,...

Tell your husband that you refuse to let your children remain as spoiled brats. The free ride ends now. You have given them more than enough and need to prioritise...

Then, sit your children down and explain that they will not be receiving further aid from you. You will not be buying them new cars. They will both need to...

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It doesn't need to be market value, but it does need to be enough to cover most of their expenses within the household. Any bills you are paying, make a...

Ok-Actuator7302 − Sorry that this may not be what you want to hear but your kids sound like freeloaders. Stop funding them and start planning and enjoying your retirement.

BigMax − he doesn’t want to take anything outside of it. it’s been hard to find a full-time position in what she studied I love my kids and would let...

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However - the above would NOT fly with me. ** Sure - you'd get a few months of grace to try to find a job in your field. But more...

There is zero chance I'd fully fund someone who *refused to work. * That's not an option. Sure, I'm in "my field", but. .. I don't want to work. My...

If my adult children come back, they are welcome, and we will subsidize them as needed, but only under the condition that they contribute however they can.

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And if that involves working at Starbucks or Target or whatever for a while, despite their degrees. .. then that's what they'd do. You deserve your own life. 28 and...

If they worked full time and needed help, that's a different discussion. But they need to work. And you need to set a date for them to move out.

Another large group of commenters shared personal experiences, gave direct tough-love advice, or warned about the long-term consequences of continued enabling:

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Dennisdmenace5 − I’m an older dad. I put my daughter through college no student loans. I bought her a new car her senior year and told her I’m sorry but...

Competitive_Fee_5829 − YTA for taking care of fully grown adults. You are coddling them and when you and your husband die they will have NO idea how to function in...

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wild_ad25589 − Your son doesn’t want to work if it’s not in his field? ? You put up with that? I see young mothers with kids in the back delivering...

Heraonolympia123 − There's no incentive to take work outside his field or up her hours to full time if they dont actually need the money. I'd give them a deadline:...

BriefHorror − My parents said once you move out it’s on you. You need to cut the cord

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Crazy_adventurer262 − At this point? !?! You and your husband are the reason kids now a days are lazy AF. You were helicopter parents who bubble wrapped their kids.

Your kids, especially your son, are pretty useless. Your son is going to be a man child his whole life and expect his wife to take care of him like...

And she’ll resent you because of it, and she has every right too, after a few years they’ll get divorced and he’ll come crawling back to you. Kick them out...

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everyothenamegone69 − Sorry to say this, but your kids are kind of pathetic and have absolutely no reason to get off their asses considering you’re providing for them. Your husband...

teg604 − Your husband is not helping your kids by funding their lives.  He’s actually setting them up for failure in the future when he can no longer finance them.

PainterFew2080 − You need to have a Coming to Jesus meeting with your children. They need to be independent adults and financially on their own. You are not doing them...

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This story highlights a common challenge for parents: knowing when to stop financial support so adult children can truly become independent. Enabling long-term dependency often delays life skills and can strain the parents’ marriage and retirement goals. The couple’s decision to gradually cut back shows growth and a commitment to everyone’s well-being.

It also reminds us that tough love—setting clear expectations and deadlines—can be the most loving action in the long run. Do you think the parents waited too long to push for independence? Would you set a specific timeline for reducing support, or take a different approach?

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