AITA for refusing to give my family money from my divorce settlement and car accident?

After years of playing family ATM, one woman faced a crossroads when her mother and aunt eyed her hard-earned $35,000 from a divorce and car accident. Having bailed out her family countless times without repayment, she drew a line in the sand, keeping the funds to rebuild her life. The decision sparked a firestorm of guilt trips and accusations, with her family painting her as the villain for daring to prioritize herself after enduring personal and financial hardship.

The drama escalated when she discovered her mother’s identity theft, adding betrayal to the mix. This Reddit tale dives into the messy world of family expectations and financial boundaries, where saying “no” feels like a crime. With her boyfriend cheering her on, she’s left wondering if standing her ground makes her the bad guy. Let’s unpack this saga of loyalty, limits, and lingering family ties.

‘AITA for refusing to give my family money from my divorce settlement and car accident?’

Ok so this is my first ever post on Reddit but a long time lurker. Hopefully, there won't be too many mistakes here if there are I apologize. Let me start by saying in the past I have always given what I could to help my family over the yrs. They've always said it was a loan but never paid it back. That was ok bc I could at the time afford it and they were family.

At the same time, they never do anything to change the situation and it would just be a stop-gap until the next crisis. I've started to over the years feel like an ATM for them. My mother who has BPD is one of the biggest ones that do this. The second is an older aunt who allows all her grown children and their children to live with her. She has an excellent job but is always broke because no one else contributes.

3 yrs ago I started divorce proceedings from my ex we had some joint property that was sold with the profits split 50/50 after the balances owed were paid and any other debt accrued during the marriage. For a grand total of 15k, not a lot but enough for me to start a new life. Last year I was also in a horrible car accident. I had to go through extensive PT, expensive medical tests and was also out of work during all this.

My family never helped me out financially during any of this. Luckily I receive a VA disability check so even though I struggled I at least had a roof over my head. So between the divorce and the car accident I got about 35k after dr, lawyers, and other fees were paid.

Well, when it passed through the grapevine about the amount my mom and aunt started hitting me up asking if I would give them each in the ballpark of 5k. Well, I finally put my foot down and said no that money is for me to start over with, I told my aunt she needed to get her kids to start paying their share and I was done bailing them all out.

I told my mother something similar. Well now as you can imagine I'm the ungrateful AH. The guilt trips have been so bad I've had to block most of them. My BF agrees with me and thinks this is for their own good. But I'm starting to wonder if maybe I ATA. AITA?

Edit: ok so I'm not saying this over and over. I never told them what I was getting. In fact, no one, not even my BF knows the full amount of what I got. They knew one or the other. I don't know who leaked it I just know for sure who didn't and that I think it was a combination of people because as I said to know one knew the full total.

Also, let me just say wow. I didn't expect this post to end up with this many replies. I'm slowly making my way through them, to everyone that's offered kind words and support to stay strong I can't even begin to tell you how much it means especially coming from internet strangers.

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Edit two: because I keep saying this. My aunt is a saint she takes in people and gives them whatever she can. She is in danger of losing her home but I'm afraid if I give it to her it won't go where it needs to or even if it does she will be right back in the same position in a few months.

Edit/Update: so I've now checked my credit report as a few kind users suggested I do in this hunt to see how they found out and things just keep getting better...apparently I now live at my mother's address have a phone there, an electricity bill, and a cable/internet bill which are all PAST DUE. I didn't think I could become even more upset but here we are.

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Saying no to family can feel like defusing a bomb, especially when they’ve leaned on you for years. This woman’s refusal to share her $35,000 settlement wasn’t selfish—it was survival. Her family’s history of treating her as a financial crutch, coupled with her mother’s identity theft, screams boundary violations. Financial therapist Amanda Clayman notes, “Family dynamics around money often reflect deeper issues of control and entitlement” . The family’s outrage stems from their reliance on her as a safety net, not from any moral failing on her part.

This highlights a broader issue: financial enmeshment in families. A 2024 study found 45% of Americans feel pressured to financially support family, often at personal cost . Her mother’s borderline personality disorder and aunt’s enabling of non-contributing relatives exacerbate the cycle. The identity theft—opening bills in her name—escalates the betrayal, risking her financial stability.

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Clayman advises, “Clear boundaries protect your financial and emotional health.” The woman’s firm “no” and blocking family members were necessary to break the cycle. She should check her credit reports regularly, freeze her credit to prevent further fraud, and consult a financial advisor to secure her funds. Readers should prioritize their own stability—setting limits with family isn’t betrayal, it’s self-respect.

See what others had to share with OP:

The Reddit crew rolled up with pitchforks and support, roasting the family’s entitlement with a side of humor. They cheered her for standing firm and offered practical tips to protect her finances. Here’s the unfiltered scoop from the crowd:

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littlefiestyfox − NTA. They're parasites. Don't keep feeding them.

gimmeyjeanne − NTA I believe it is your money and you are allowed to do whatever you want with it without having to answer to anyone. You wanna burn it ? Go ahead. Give it to charity? Be my guest. But in no way are you obliged to give it to people just because they are family.

That just the excuse some use to guilt you into doing something, which shows what type of person they are. The divorce happened to YOU, the accident happened to YOU. it is YOUR money. I cannot be more clear. Enjoy the stability, I understand that its hard to say no to the people you love but if they contact you only for the money, you might have to rethink it all.

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ColgateCocktail − You are obviously NTA but I've dealt with similar stuff in the past. I couldn't for the life of me keep a any savings. You've unknowingly fueled the problem in the past much like i have.. This is what helped me. Replying with:. No as a full sentence or That won't work for me. Trying to explain anything only helps them argue those points, brief responses are best. Guilt trips are just that.

They are trying to manipulate you into sacrificing your quality of life so they can have a better quality of life. The tantrums will eventually stop whether they accept your decision or decide to give you the cold shoulder, either way that is not on you, that's their choice.. You are your own person, they have made their life choices and now it's your turn to make yours.

Cocoasneeze − NTA. Like you said, this money is for you to start over, you owe them nothing of it.

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AMerrickanGirl − NTA. But why did they know about your money in the first place? It was none of their business. Redditors with toxic families, learn how to keep them on an information diet!

KnightButAWhiteOne − NTA. Giving money to people is a lot like feeding a stray, they'll keep coming back for more.

Damncatnz − NTA, you need to look after yourself first. These people have proven that they view you as an easy source of money. Don't back down and give in to them. Make your fresh start your priority. Sometimes the old family tree can do with a pruning, if they truly loved and respected you then they wouldn't be hassling you for money, when this is meant to help you get back on your feet and start over.

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freakwent − Nta. Also divorce money isn't some kind of payout or winnings, it is your share of the savings and wealth creation you made together while married. It's not a windfall, it's an accumulation of shared sacrifices.

purpledragonfly0504 − NTA. While our families don't ask or even expect money from us we have 'acquaintances' (one literally only just met us) who have expected us to pay their rent and such.

singlechickLA − You shouldn’t have told them you got any money and in the future never tell anyone about your finances. They are all adults so no you need to start over. I recommend moving and counseling to create better boundaries and learn how to say no and not be manipulated.

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These Redditors rallied behind her boundary-setting, but are they missing the family’s perspective or just calling out the obvious? Their hot takes underline one truth: family doesn’t get a free pass to your wallet.

This story lays bare the tug-of-war between family loyalty and personal survival. The woman’s refusal to fund her family’s endless crises, especially after their betrayal, was a bold stand for her future. It’s a reminder that “family” doesn’t mean unlimited access to your resources. Have you ever had to draw a hard line with loved ones over money? Share your experiences—what would you do when family demands cross into exploitation?

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