WIBTA if I cut my boyfriend off financially after he ignored my basic requests?

In a cramped apartment, the faint glow of a phone screen illuminates a woman’s face as she fields yet another call from her boyfriend’s family. After a harrowing car accident landed her a $19,000 settlement, she pleaded with her partner of eight years to keep the money a secret, knowing their families’ knack for mooching. Both jobless after COVID layoffs, the couple’s financial strain made her caution urgent, a shield for their fragile stability.

But her trust shattered when he spilled the news to his sister, triggering a flood of money requests from relatives, even an uncle she’d never met. Now, fuming yet conflicted, she weighs cutting him off from the funds entirely. This tale of broken trust and family pressure unfolds a raw struggle, where loyalty clashes with personal boundaries, pulling readers into the heart of a financial and emotional storm.

‘WIBTA if I cut my boyfriend off financially after he ignored my basic requests?’

Also posted in the advice subreddit. I'm 26F, he is 27M and we have been together for 8 years. I was in a bad car wreck a few months ago after getting T-Boned by a Semi. Because of this I got a check for almost $19k, as well as a brand new vehicle.

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I practically begged my boyfriend multiple times not to tell anyone we received the money because both of our families suck and like to mooch off of us, even though we are the ones struggling financially and we are the ONLY ones who lost our jobs to Covid. We got laid off within a week of eachother and were both denied for unemployment. So it's been rough.

I received the check from the accident 3 days ago. He instantly went and paid $100 to his sister that we owed her and apparently she asked where he got money and despite me telling him not to, he told her I had gotten my check. He instantly told me about it and said that he felt 'cornered'.

His sister has that affect on people so I tried to push it out of my mind even though I was peeved. Since that point I have gotten phone calls from all 3 of his brothers, his 2 sisters and even his uncle who I have never even met, due to him living out of state. All of them were asking for money.

I hold true to my restrictions and didnt allow anyone to borrow anything because I know they will NOT pay me back and I have more important s**t to do with my money (pay bills, rent, pay off my car loan and student debt and put away a big chunk so I can save for a home).

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The final straw was this morning. I wake up to a call from an unknown number at around 530am and it's his father. Hes like 'Hey Champ, how you doing? How are you recovering?' So I gave him the run down. Well, before he hangs up he says 'So Julie (my boyfriends sister) told me you got your money.

Peter (his step son) turns 5 today and I didnt get my paycheck and I'm fighting with payroll about it. Can you spot me $500?' I instantly hung up and confronted my boyfriend about it. I told him my basic requests were ignored and that I felt disrespected and that I didnt want people knowing for this exact reason.

He told me I was blowing it out of proportion and that I could simply tell them no. I explained that that was besides the point and that I wanted to avoid having to turn people away left and right. He still thinks I'm overreacting. So now I am at a loss where a part of me wants to cut access to my check from him entirely since he cant even follow basic requests.

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Hes not spending the money or anything like that, especially without asking first but the fact that he told people after I practically begged him not to sits really heavy on me. A part of me knows he is right and that I could just say no but I dont want to have to do that. WIBTA if I cut off his access to this money?

EDIT: I truly did not expect this to blow up the way that it did! I went to visit my mom shortly after posting and neglected to check it again until this morning so I have over a thousand notifications. I'm slowly going through all of them and if I dont directly respond to you, I apologize!

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EDIT: I'm actually going to jump back off this post because now I am becoming slightly irate at people jumping to assumptions without asking for info. First and foremost (I only ready maybe 100 comments), me telling my boyfriend not to discuss my financial matters with his family is not me being controlling, at all.

This is my money, not his families, and some s**t is on a need to know basis. This is not something they needed to know, period. Secondly, no, him keeping this information isnt something that would have made him uncomfortable. He has no problem withholding this sort of info from my family but when it comes to his own, it's a complete double standard.

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This has also happened in the past with my tax return money as well, which coincidentally I happened to be conned out of nearly $8k by the same sister in question. She never paid us back. This is also the same family that saw that I needed a place to stay while getting my new home situated and knowingly pushed all their Bill's on me

Resulting in me being $1200 in the hole by the time I left their house. My boyfriend doesnt mind these things. But as I said, hes all for helping his family while telling my family to basically go f**k themselves.

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Trust in relationships can fray when simple requests are ignored, especially over something as loaded as money. The OP’s frustration stems from her boyfriend’s choice to reveal her accident settlement, despite her explicit plea for privacy. His slip to his sister, who predictably spread the word, unleashed a barrage of requests from his family, burdening the OP with unwanted pressure. His dismissal of her anger as an overreaction only deepens the rift, highlighting a disconnect in respecting her boundaries.

This situation mirrors broader issues of financial boundaries in relationships. A 2024 study by the National Financial Educators Council found that 65% of couples cite money as a top source of conflict, often due to differing values around privacy and family obligations. The OP’s boyfriend’s double standard—guarding her family’s access but not his own—suggests a loyalty split, compounded by past experiences where his family took advantage of her.

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Relationship expert Dr. Terri Orbuch notes, “Trust is built on honoring small agreements, which are as critical as the big ones”. The boyfriend’s failure to keep her confidence, even if unintentional, broke a key agreement, leaving her feeling disrespected. His minimization of the fallout further erodes trust, as it sidesteps accountability. Dr. Orbuch’s insight underscores that rebuilding trust requires acknowledging the breach and aligning actions with promises.

To move forward, the OP could set clear boundaries, such as securing her funds in a separate account and discussing expectations with her boyfriend. A calm conversation, focusing on her need for privacy and mutual respect, might clarify his intentions. Couples counseling could help align their values, especially if they plan a future together.

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Here’s the comments of Reddit users:

Reddit users largely backed the OP, emphasizing that her money, earned through personal trauma, deserves protection. They criticized her boyfriend’s disregard for her request, noting his family’s history of exploitation made his slip inexcusable. Many urged her to secure her funds, arguing that his dismissal of her concerns showed a lack of respect.

The consensus leaned toward safeguarding her financial autonomy, with users highlighting that his inability to honor a simple boundary raised red flags. These opinions reflect a collective call for the OP to prioritize her needs and establish firm limits with both her boyfriend and his family.

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Natto_Assano − Nta. Cut him off. It's your money not his. And if he just ignores what you want, he doesn't deserve a penny.

toorkey − NTA. It's not even his money, I'm surprised you allowed him direct access to it anyway. While you might not be so easily suckered into 'lending' money here and there, his family will easily guilt him into taking it straight from you.

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Twolegging − NTA. His family seems pushy, and it’s better to be safe than sorry especially when it’s YOUR money

Tuxmando − Hey Champ, you are NTA.. You need this money more than anyone right now.

milee30 − Do you really want to be part of a family like this? Stay with this guy and you'll never escape the (possibly metaphorical, possibly not) trailer park.. NTA. This is your wake up call... listen to it.

zeezle − NTA. You absolutely need to PROTECT YOURSELF. It's your money, your trauma and suffering (seriously that sounds like a terrifying accident), and I don't believe for a minute that he panicked and let it slip. I think he told them because either he knew they'd pester you and either it would keep them from pestering him for a while, or he's in on the scam.

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Normal, reasonable people do NOT behave this way! Like seriously, how f**king gross and tacky can you be. While there's no shame in reaching out to family when someone really really needs it, that does not include calling your nephew's girlfriend whom you've never even met and asking her for money, wtf?

Cocoasneeze − NTA. $19k inst going to last you long if your boyfriend's long lost relatives all start piling up asking for money. You had a simple request, don't tell anyone about the money, and even that he couldn't follow up with. So he can act like you don't have that money at all.

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[Reddit User] − NTA. In what universe are you the ah here?. I highly recommend you remove his ability to access your money immediately.

HyperionEsq − NTA in this situation no matter what you want to do. You had good reasons for asking him not to blab and he did. He acknowledged he was wrong to do so but is now minimizing the repercussions. That's the bigger problem than him letting it slip after feeling cornered.

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That being said he is a bf of 8 years theres what I assume to be a lot of love and trust. To me, it was that he couldn't keep a secret that is the problem, not his access to the money itself.

I think by 'cutting him off' you are establishing withholding your money as a punishment for his behavior. Not a great precedent. Theres also a bit of INFO needed: Do you ever see yourself combining finances with this person in the future (i.e. getting married)?

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illegalrooftopbar − NAH. I was expecting to see that he went against your wishes multiple times, but it looks like he made a single mistake that you yourself kind of understand.

It's certainly your right to do what you want with this money but I'd worry about doing it just to PUNISH your partner rather than to prevent something bad happening. He needs to apologize properly but it sounds like you're looking to escalate instead of dealing with the actual issue.

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This story of trust and tangled family ties reveals the weight of broken promises in tough times. The OP’s stand to protect her hard-earned money sparks a question: how do you balance love with personal boundaries? Share your thoughts and experiences below!

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