WIBTA if I made a cyclist I hit pay for the damage to my car?

A green light glowed steadily as a driver rolled through a bustling European intersection, only for a cyclist to dart through a red, crashing into their car with a sickening crunch. The driver, unscathed but rattled, now faces a 1100€ repair bill for a wreck they didn’t cause. Meanwhile, the cyclist, rushed to the hospital, adds a wrenching twist to the tale.

This Reddit saga of a traffic clash has sparked fiery debates. Should the driver demand the cyclist cover the damage, or does the hospital bed tip the scales toward mercy? With raw emotions and real stakes, this story draws readers into a tangle of fairness and empathy.

‘WIBTA if I made a cyclist I hit pay for the damage to my car?’

This didn't happen today, but a few days ago. Because it might be relevant in some issues, I'll go ahead and say I'm from a country in Europe, so some details are different from what is usually posted here. What happened is pretty straightforward. Basically I came into an intersection where I had green light so I went straight through.

Unfortunately, a cyclist who was coming from my left side ignored his red light and I ended up hitting him at \~50kmh full impact on his side. He was wearing a helmet but he didn't move with the impact and had to go in an ambulance to the hospital.

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The police arrived almost at the same time as the ambulance and I was cleared since several witnesses confirmed that it was the cyclist that ran over a red. Now, with the impact, the front of my car was pretty smashed in, the lights on the left side were completely shattered, and as luck would have it,

one of those metal 'radiuses' from the bike's wheel lodged itself between the grill and into the engine of my car. The total to fix it is around 1100€, and my insurance won't cover it. However they told me I could get the cyclist to pay for it, as the accident was his fault.

This is quite a bit of money for me to spend on something that I had no blame in, but I feel kinda douchy making someone who's in a hospital bed to pay, so I wanted some opinions.. PS: Hospital bills aren't exactly cheap but they're not absurdly expensive like in the US. 

Navigating the aftermath of a traffic accident can feel like tiptoeing through a legal and emotional minefield. In this case, the driver faces a clear-cut yet uncomfortable choice: pursue compensation or let it slide. The cyclist’s decision to run a red light undeniably caused the crash, but their hospitalization complicates the moral equation.

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Legally, the driver is in the right. According to a 2023 report by the European Cyclists’ Federation, cyclists are subject to the same traffic laws as drivers in most EU countries (https://ecf.com). Running a red light constitutes negligence, making the cyclist liable for damages. Yet, as Reddit user ViolaPurpuresus points out, some EU countries favor the “weaker” party—cyclists—in accident disputes, which could complicate legal claims.

Dr. Maria Stein, a traffic law expert quoted in a 2022 article by The Guardian, notes, “Liability in cyclist-vehicle collisions often hinges on proving negligence, but courts may prioritize bodily harm over property damage” (https://www.theguardian.com). Applied here, the cyclist’s injuries might sway a judge, even if they broke the law. This tension underscores a broader issue: balancing legal rights with human compassion.

For the driver, pursuing compensation is justifiable but requires tact. Contacting the cyclist’s insurance, if available, could resolve the issue without direct confrontation. Alternatively, small claims court is an option, though costly and slow. Ultimately, the driver must weigh financial strain against potential backlash.

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Check out how the community responded:

Reddit’s hot takes on this crash are as fiery as the collision itself—candid, divided, and occasionally hilarious. Here’s what the community had to say:

wanderingdev − NTA. He fucked up, he needs to pay. He wouldn't be in the hospital if he had followed the law so that's not your fault.

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NordicBlade12 − NTA. Dude ran a red light! If it was a car you wouldn't think twice right?

iconoclast63 − NTA You're perfectly justified to ask them to pay since it was their fault. Here in the U.S. though, the odds they would actually pay you anything are extremely remote. What kind of car insurance doesn't pay for an accident that's not your fault? That's the big red flag I see in this story.

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MaxTheWonder − Morally, no, you're NTA for collecting damages from someone who ran a red light. Legally, this may not be possible. In NL, for example, cars who hit cyclists who run red lights are *still* at fault. r/LegalAdviceEurope may be able to help.

LifeWA − Reading the title I was going to say you were straight away, but after reading through it, he should have been a lot more careful. His negligence damaged your car.. I would probably wait until you know whether he is alright or not, but yeah, NTA.

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bloodinthefields − NTA. The cyclist probably has insurance that covers him in case he is responsible for an accident. Bill him. He's lucky you didn't kill him accidentally.

Austinpouwers − NTA I understand how you feel but ultimately it was his choice to break the law, they cyclist fully knew the risks but chose to ingore them.

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ViolaPurpurea − Leaning towards NTA, but possibly INFO. However, I doubt it would work. Depends on the country, and also on the actual accident- had the light just turned red for him, did you not see him, etc etc. I was hit by a car once (while cycling). It's a complicated story, but the lights were flahing yellow, it was late, he was speeding, I was not paying full attention.

The police didn't draw any blame, I got taken to the hospital, but at the scene (as I later heard) the driver was cussing me and never even came to check up as I lay bleeding on the asphalt. Didn't have any contact with the driver at first, but he soon started sending me letters asking for me to pay for his broken windshield.

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As he had no legal backing, I ignored the letters (in addition, I did have diplomatic immunity at the time of the accident). However, after a bit more of this and some more official-looking letters from lawyers he'd hired, someone told me I ought to claim money from him instead (a company here does it for basically free- they take your case, and only ask for their pay at the end, from the other side)

- I was in a brace and did months of physio, and my knee is forever altered by it (albeit slightly). Long story short, a year or two later and mostly with little input from me, the case was settled for a few grand in my favour.

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I don't even know who was in the moral right in my case, but point is- the weakest party tends to (at least in many EU countries) win. The bodily harm weighs up stronger against a broken car, even if the hospital bills don't rack up. So I'd be careful here.

solstice38 − NTA. It's his fault, he should pay. It's very surprising that your insurance doesn't cover it.

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thiagoscf − NTA. Cyclists must respect traffic laws if they're sharing the roads with others.

These Reddit opinions pack a punch, but do they capture the full picture? Is it cut-and-dry justice, or does the cyclist’s hospital stay change the game?

This tale of a red-light runner and a smashed car leaves us grappling with a thorny question: where does responsibility end and empathy begin? The driver’s right to compensation clashes with the cyclist’s misfortune, creating a dilemma that’s as human as it is legal. What would you do if you were behind the wheel, facing a hefty repair bill and a moral tug-of-war? Share your thoughts below—have you ever faced a similar situation, and how did you handle it?

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