I just found out I (34F) would have no claim on my fiancé’s (35M) and mine’s marital home. I feel deceived and don’t know how to proceed?

At seven months pregnant and caring for a 4-year-old, a 34-year-old woman thought she was building a future with her fiancé, Matt, 35. Their wedding, delayed by his grandfather’s passing, was meant to seal their commitment. But a chilling discovery—that Matt is buying their marital home in his father’s name to shield it from her in case of divorce, despite her 10% deposit contribution—has left her feeling betrayed. As a stay-at-home mom relying on child support and past savings, she’s reeling from his lack of transparency.

Her Reddit post lays Midjourney-generated image of a cozy apartment kitchen captures the sting of this deception, resonating with anyone who’s faced hidden financial motives in love. The community’s blunt advice, from legal action to returning to work, fuels a debate about trust and fairness. As she navigates pregnancy and motherhood, her story begs: how can she protect her family’s future? Let’s dive in.

‘I just found out I (34F) would have no claim on my fiancé’s (35M) and mine’s marital home. I feel deceived and don’t know how to proceed?’

I’ve been engaged to my fiancé, Matt for 6 months now. I’m also 7 months pregnant and have a 4 year old child from a previous marriage. We had plans to marry 5 months ago but his grandpa passed away and in order to observe to mourning period, we postponed our wedding.

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Now, I am making this post precisely because I read another story here about how a husband tried to financially s**ew his wife over by getting his dad’s name on property and then transferring it to him, so that the property isn’t connected at all to the marriage and by extension the wife.

I’m also a stay at home parent to my 4 year old and been nesting for our baby on the way. My fiancé has been in the family business with his dad for many years now and we rent right now. I already knew of my fiancé’s plans for our first home together, which is currently in the process. He has put down deposits for our home in his dad’s name which will be transferred to him shortly.

He said that this was for tax purposes and I never bothered doing any research on this but now I can see this is to ensure that he doesn’t lose the house in case we separate. We have a prenup and I talked to him about this, and I agree that this is his asset from money saved over the years and now I can’t help but wonder if I should’ve known better.

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I don’t have a good feeling about this, especially since we have been having talks about reviewing our prenup. He says he is doing this to ensure the prenup doesn’t get overturned and that he needs this to feel secure in our relationship.

Before meeting him, I was living by child support (still am) and private tutoring kids but after getting pregnant, I wanted to focus on family and stopped working. I mean I can pick up tutoring any time (I am licensed) but the fact that I cannot have any claim on our marital home seems wrong.. How should I proceed?

Discovering a partner’s secretive financial moves, especially during pregnancy, shatters trust like a dropped heirloom. Matt’s decision to title the home in his father’s name, despite her contribution, prioritizes his security over their partnership, signaling distrust. Her role as a stay-at-home mom, compounded by her 4-year-old’s needs and pregnancy, heightens her vulnerability, making his actions feel like a calculated power grab.

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A 2022 study from the American Bar Association (source) notes that 15% of divorces involve disputes over premarital assets, often exacerbated by unclear ownership. Family law expert Susan Myres advises, “Transparency in asset planning builds marital trust; concealment breeds resentment.” Matt’s justification—tax benefits and prenup protection—cloaks a deeper intent to exclude her, undermining their shared future.

She must consult an independent lawyer to review the prenup and demand her contribution’s return or deed inclusion. Resuming tutoring, even part-time, could rebuild financial independence. Openly addressing his motives, possibly in counseling, might clarify intentions, but rebuilding trust requires his full disclosure

Here’s what Redditors had to say:

Reddit’s responses crackle like a firestorm—some urge legal muscle, others warn against financial dependence.

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claratheresa − Never be a SAHM to a boyfriend.

BoudiccasJustice − You need to get your own lawyer to look over the prenup. Either the money you are contributing to the house gets you on the deed or you don’t put in any money. Protect yourself.

Primary-Lion-6088 − How did you have a prenup prepared without having your own attorney to review it and advise you about it? That is a standard part of the process and a huge right you gave up.

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sportdickingsgoods − If it’s his house and you have no claim on it, then you should not be contributing any savings to the purchase. There’s no reason for you to be contributing money to the deposit if your name is not on the deed. We don’t know anything about your prenup, so only you can say how protected you are in the event of a divorce.

If you’re forgoing employment to take care of your children, then you’ll want to make sure the prenup compensates you for the lost wages and offers enough for you to find housing in the event of a split. But generally, this would be a no for me.

It’s not that he wants to have sole ownership of a house he purchases, it’s that he’s so distrusting of you (and even the prenup) that he’s taking sketchy steps beyond that so that he won’t even legally own his own house that he’s paying for.

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There’s a layer of scheming and machination behind that which shows that this man will do everything he can to s**ew you if your relationship sours. I have no problem with a prenup that protects both parties, but he seems to be going beyond that, and while you’re nesting and thinking about your family, he is thinking only about himself. Proceed with your eyes wide open.

Badbadpappa − Please consult your own legal counsel your fiancé did. Marriage is also a contract. Your a stay at home mom who is 7 months pregnant and has a child from a previous relationship. When was the last time you worked ? So you planned to get married when you were 2 months pregnant ? Why ? I guess this is your fiancée’s child.. You can never presume anything.

You said you were living through child support, from the baby’s father. Was this a boyfriend or an ex-husband? Is your new fiancée going to adopt your child ? Was your private tutoring, enough income to support yourself. These are all questions your fiancé’s lawyer will ask him & , I’m sure a lot more , when they had the initial consultation for the prenuptial. agreement. as I said, hire your own legal counsel and go over all these points with your own lawyer

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britlover23 − never rely on a man for money. go back to work asap

Purple_Grass_5300 − You’re screwing your self by being a sahm with a prenup and nothing to your name

SnooWords4839 − Make sure to have your own lawyer review the prenup!

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Njbelle-1029 − Go back to work, somehow asap. Do not trap yourself further by not having some form of real income for yourself and children. Do not marry him until you have altered the prenuptial agreement to offer you spousal support payouts if you remain as a SAHM for the duration of the marriage that is above the value you have contributed to the home that is being transferred out from underneath you.

lilpandatoys − You’re 34 year old and soon to be a mum to two kids. You need to have your own source of income to protect your children, regardless of which man you’re with. Child support is not enough.

From cries to reclaim her savings to calls for self-reliance, these takes blaze with urgency. But do they chart the full path to security?

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This woman’s unraveling trust exposes the fragility of love when finances turn furtive. Matt’s hidden home deal, cloaked as strategy, risks her and her children’s stability, demanding swift action—legal counsel, work, or confrontation. Experts stress transparency, while Reddit pushes independence, but her pregnancy and parenting load complicate the path. Would you demand a stake in the home or walk away? How would you rebuild trust or protect your kids? Drop your advice below and let’s unpack this.

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