AITA for not letting my son and DIL buy one of my rental properties at a reduced price?

A retired couple’s cozy nest egg faces a family feud when their son demands a steep discount on a rental property. Fresh into their 50s, they’ve traded desk jobs for a frugal life fueled by rental income, their lifeline until retirement funds kick in. Their son and daughter-in-law, scraping for a home, plead for a 50% cut on one of their properties—a non-starter for the couple’s financial future. Offering a discounted rental or a $10,000 boost instead, they’re stunned when he threatens to cut ties. Is this a stand for stability or a cold shoulder to kin?

This isn’t just about a house—it’s a tug-of-war between family ties and hard-earned plans. Reddit’s mostly got their back, but whispers of entitlement and economic woes stir the pot. Readers, settle into this retirement riddle and decide: were they right to hold firm, or too stingy with family? The verdict’s yours.

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‘AITA for not letting my son and DIL buy one of my rental properties at a reduced price?’

The couple laid out their dilemma on Reddit, spilling the details of their son’s bold ask and the fallout that followed. Here’s their candid take on balancing retirement dreams with family demands.

My wife and I retired early from our office desk jobs last year in our early 50s. We lived a frugal life and put enough into our 401k/IRAs and investments that we felt we were at a good enough place to retire and live off them. We’re not millionaires or rich by any means, but we did well for ourselves through some strategic planning.

Our son and our DIL are struggling to save up for a downpayment and asked us if we could sell our house to him at a reduced rate, almost 50% of what its current market rate is and we said no. Our rental properties are part of our retirement plan and we weren’t even planning on selling this one even if our son would’ve offered to buy it at full price.

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We don’t have access to our retirement accounts yet, so our rental properties are where we get our income from. We told him he could rent it from us at a reduced rate, 80% of what our current tenants pay, but he said he couldn’t afford that and he wasn’t interested in renting anymore.

I suggested maybe finding a house in a lower price range and I could give him 10k to help with the mortgage but he didn’t like that either and threatened to cut us off. I didn’t budge on my decision because I don’t want to jeopardize our retirement plans in any capacity and have to depend on someone else in our old age. But I am wondering what reddit thinks. AITA?
Family and finances make a volatile mix, and this couple’s refusal to slash their rental’s price for their son sparked a fiery clash. Their son’s 50% discount demand, as Reddit’s NTA crowd notes, ignores the properties’ role as their retirement lifeline. His threat to cut contact smacks of entitlement, especially after they offered a generous 20% rent discount or $10,000 for a cheaper home. Yet, the ESH vote raises a point: soaring housing costs fuel desperation, though it doesn’t justify his tantrum.

This taps into generational housing tensions. A 2023 report from the Urban Institute found that 70% of under-40s struggle with homeownership due to inflated markets, often leaning on family aid. The son’s frustration is real, but leveraging emotional blackmail crosses a line.

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Financial planner Suze Orman says, “Helping family shouldn’t sink your security; set boundaries with love”. Her wisdom backs the couple’s stance—preserving their income stream trumps a risky sale. Their offers were fair, balancing support with self-preservation.

The couple should hold firm, perhaps exploring a rent-to-own option if feasible. The son needs to save diligently or seek affordable markets.

These are the responses from Reddit users:

Reddit tackled this property tussle with gusto, dishing out takes as bold as a bidding war. From praising the couple’s prudence to eyeing the son’s outburst, here’s a lively batch of their quips, sprinkled with spice.

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rbar174 − NTA. Not even a little bit given your alternative generous offers. Your son and DIL are definitely entitled As.

TheLoudCanadianGirl − He threatened to cut you off because you would not bow to his demands? Let him. Sounds like if he did it would be less stress for you and your wife.. NTA.

PotentialDementor − NTA. He can't afford a house. That is not your problem or your fault. They need to wait and save like everyone else. You're being generous enough by offering to rent to them at a reduced rate.

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ghostofkilgore − NTA. 50% off is an enormous amount. If you could easily afford it and it was a case of 'of well, that's one less holiday in the Bahamas for us for the next few years' I guess you could argue for it.

But as far as I can read, you've decided to retire early and you're dependent on the property income until you get access to your 401k so selling at a reduced price would put financial pressure on you? In that case, you shouldn't feel pressured into that at all. It sounds like you've been relatively generous by offering them help with a deposit on a place. I think your son's being a bit of an entitled AH here.

oksccrlvr − Does your son always act this entitled?. NTA. Not even close.

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NoiseProvesNothing − NTA. You offered a place to rent at 80% of your current take. You offered a down payment top up. You don't have to do any of those things, although it's very nice when parents do help out their adult children as they can.

DesertSongLaLa − NTA. Your son's comments are all about him...not you, not your husband....just him. Then he threatened to 'cut you off'. You son walks in the world viewing that others owe him. Do NOT cave into this outrageous perspective. Congratulations on your retirement. We control only two thing in life; our perception and our behavior. You have every right to live an enjoyable life.

SnooOranges3690 − ESH i don't get all the NTA because have you seen the world's economy's currently??? Your son and DIL will likely never get to retire let alone at 50. Meanwhile you're hogging multiple properties. The least you could do is sell one to your son. He's TA for his entitled attitude and that threat to cut you off but I understand his desperation.

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10k towards a down-payment is barely anything depending on where you live. Offer him 75 to 85% for the property or to rent to own with a decent down-payment because 50% is ridiculous.

But the way the housing market is going for the under 40s, you can't sell him one property at 85% hell 90%?? You'd still be adding to a nice retirement pot only quicker. Come on, open your eyes and think of it from your son's prospective.. Edit: omfg thank you so much for my very first awards!!

Elfich47 − NTA - just because he doesn’t want to rent anymore doesn’t mean that *presto* he can afford a house. If he wants to afford a house, he has a goal to work for.

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Squirrel179 − If you have enough put away in investments that you feel you can live off of them and retire in your early 50s, you are definitely a millionaire. At least one of those statements is false.. NTA, though.

These Reddit jabs hit like a market crash, but do they price out the truth? Are the parents savvy savers, or too rigid with their son?

This rental row is a gripping saga of family versus finance. The couple’s stand to protect their retirement, backed by Reddit’s applause, holds firm against their son’s entitled plea for a half-price home. As his threat to cut ties hangs heavy, one question looms: can they mend the family fence without selling their future? Readers, what would you do when kin demand a deal that risks your nest egg? Drop your stories and verdicts below—this drama’s still on the market!

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