AITA for disapproving of my in laws asking to borrow money when we just had a baby?

A woman sold her property and savings to buy a coastal home with her then-boyfriend after he proposed relocation, marriage, and children via text—despite his debt and struggling business. Pregnant and grieving her mother’s recent death, she paid off his debts and supported the move. Shortly after the baby’s birth, her in-laws—having lent their savings to her husband’s sister—asked to borrow money for car repairs.

Uncomfortable funding extended family amid new parenthood and financial strain on her husband’s modest income, she resisted. Her husband reacted angrily, holding resentment for 17 years, viewing her refusal as unsupportive.

‘AITA for disapproving of my in laws asking to borrow money when we just had a baby?’

Early romance quickly escalated into major life commitments amid imbalance.

I would be very grateful for any feedback regarding the following scenario. When I met my husband he had no money, only small debt.

At the time he was trying to build a small business. One night he messaged me and suggested that we move to a popular coastal town, get married and have...

I was very happy about this. I owned a property and had savings. I sold my property, we purchased a home together at the coastal town and discovered that I...

I was very happy about the pregnancy due to losing my mother in recent months. We stayed in the city until after our first child arrived and saved for my...

My husband did not have enough money to purchase an engagement ring and therefore we delayed engagement and marriage.

Post-baby, in-laws turned to the couple for financial help.

Soon after moving to the house and having the baby, my father in law asked to borrow some money due their car breaking down and needing a new motor.

My in- laws had lent their modest life savings to my husband’s sister and her husband to buy a business.

ADVERTISEMENT

I felt uncomfortable about being asked by my husband parents to lend money when we had just had a baby, moved to a new town and were trying to manage...

Refusal sparked lasting marital tension.

My husband was angry that I resisted the request and has held a grudge against me for the past 17 years. I tried to explain that I o__rwhelmed by the...

ADVERTISEMENT

I had lost my main support, my mother and I had been generous with my money. I felt it was inappropriate and believed that it was a problem for his...

This account reveals concerning patterns of financial imbalance and entitlement in the marriage. The woman’s substantial contributions—property sale, debt payoff, relocation—enabled the shared life, yet her boundary against further lending triggered prolonged resentment. Refusing to bankroll in-laws’ choices (lending savings to another adult child) protects new family stability, especially postpartum.

What raises red flags further is the husband’s 17-year grudge, suggesting displaced shame or expectation of her as primary provider. Opposing views might frame refusal as lacking family loyalty, but healthy partnerships prioritize nuclear unit needs over indefinite extended support. Societally, women often bear disproportionate financial/emotional loads post-baby; resisting overextension preserves well-being.

ADVERTISEMENT

Long-term grudges erode trust—therapy could unpack origins, but enabling endless resentment risks codependency. Boundaries aren’t selfishness when protecting vulnerable life stages.

These are the responses from Reddit users:

Many users supported the wife, questioning the husband’s long-held resentment and overall dynamic.

chaserscarlet − What money was your husband supposed to lend? He was in debt, and couldn’t even afford the lifestyle you wanted,

ADVERTISEMENT

how the hell was he supposed to fund his parents? NTA but if he hasn’t let it go after 17 years he needs a reality check

organisedchaos17 − It’s been 17 years. Probably not worth dwelling on at this point. But sounds like you were something of a cash cow to this family - hubs included.

cassowary32 − NTA. 17 years? Your husband needs therapy. Maybe he took advantage of your grief,

ADVERTISEMENT

but it’s nuts that you’d sell everything to buy a home with a guy that offered not much at all at the time. Then be expected to be the cash...

Major_Friendship4900 − NTA. Why are you still with him?

residentcaprice − The fact that he held onto it for 17 years shows how petty he is. If he was so eager to help them he could have taken a...

ADVERTISEMENT

There is no need to explain to him. He should be ashamed for relying on you to pay off his loan instead.

Several highlighted financial red flags and potential exploitation.

Original_Pen3443 − What on earth were you thinking hooking up with this b__ and his ungrateful family of bums? He sent you a text suggesting you move to another town,

ADVERTISEMENT

get married and have children when he was in debt, have no income or real job and you fell for it? He met you and told his family about you....

Then he’s had the audacity to be upset with you for 17 years? What were you thinking? I think you got caught while you were grieving and used and you...

I hope you are thinking clearly now and that’s why you asked for help. You need to get marital therapy, or a new husband who is not selfish. NTA

ADVERTISEMENT

minicooperlove − So he was in debt with a failing business when he proposed to you over… (checks notes)… text message? And then as soon as you had given up...

and friends in the city (ie isolated with him) and were forever tied to him with a baby, his family ask you for money? Honey, there were huge red flags...

NTA because that would be victim blaming but I’m sorry to tell you that your husband only married you to get himself and his family out of debt. That’s why...

ADVERTISEMENT

Ordinary-Audience363 − Why has your husband held a grudge for an entire 17 years? That sounds insane. What does he say to you? Does he bring it up regularly?

You contributed your own property to the marriage and helped him out of debt. He should be grateful. Perhaps he felt ashamed that he couldn't help his parents and he...

You did the right thing. Also, if you have been apologizing, stop doing that because he will just continue giving you trouble. NTA

ADVERTISEMENT

A couple urged reflection on the marriage and boundaries.

Acceptable-Net-154 − So you bought the bulk of the finances into the relationship. You gave your husband a baby,

and he's held a grudge for the majority of that child's life as you rightly refused to bankroll his adult family members. You are NTA of this situation

ADVERTISEMENT

Inevitable_Entry6518 − He sounds like a total deadbeat. Why taking such a responsibility as a family and babies if you can't afford it and therefore making your wife be a...

He should have given you back the money you'd paid for his "small debt", provide for his children and THEN use HIS own money to help his parents. NTA

ADVERTISEMENT

Seventeen years after refusing to lend money to in-laws shortly postpartum, the woman still faces her husband’s resentment despite her major financial contributions to their life together. Community members largely validated her boundary, expressing alarm at the prolonged grudge and early relationship dynamics.

Long-simmering financial resentments can deeply strain marriages. Is a 17-year grudge over refused family help reasonable, or a sign of deeper issues? Have you navigated in-law money requests early in parenthood—how did you set boundaries? When one partner brings significantly more assets, should expectations shift accordingly? Would you seek counseling for such enduring tension, or view it as irreconcilable? Share your thoughts below.

Share this post

Related Posts

Leave a Reply

Your email address will not be published. Required fields are marked *