Aita for cutting off mil after she claimed our kids on her taxes?

A young Marine veteran and his wife faced a huge financial setback when tax season rolled around, only to discover someone had already claimed their two young children as dependents. After some digging, it turned out to be the wife’s own mother—who’d hosted them for a few months during a military transition.

The betrayal stung deeply, costing them a much-needed refund while the mother-in-law used it to chip away at her debts without a word of apology. This kind of family money drama hits hard, raising questions about trust, entitlement, and boundaries. Online reactions poured in with strong opinions on fraud, forgiveness, and protecting your household.

Aita for cutting off mil after she claimed our kids on her taxes?

The family was wrapping up military life and preparing to move back home.

A few years ago, my wife (26 F) and I (27 M), were getting ready to move back home after my last duty station in the Marine Corps. We had...

my pay wasn’t great and we relied heavily on income tax every year to catch up with bills or pay debts or to splurge a little on the kids if...

An unexpected extension meant sending his wife and kids ahead to stay with her mother.

Well as fate would have it, my contact was extended by about 3 months longer than expected so to avoid paying extra in rent,

I sent my family back home early to stay with my Monster-in-law. They were there for a little over 3 months total before I came home and we found a...

Tax time brought a shocking discovery.

Fast forward about 2 months to January, when we try to file our taxes and the agent keeps informing us that we can’t claim our kids because they’re already being...

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We called the IRS and every other agency and family member or family friend we could think of that could have possibly done this and nobody knew who could have...

I asked my wife if her MIL could have done this and she said absolutely not. A few days later I’m on the phone with an IRS agent to file...

She says MIL claimed our kids because they lived with her and she was entitled to the extra money because of the money she spent to take care of them...

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The fallout revealed more details and set firm boundaries.

My MIL was already in debt so she didn’t even get the money back in cash, it just alleviated about 40% of the debt she owed anyway.

After several arguments with my wife and lots of back and forth with MIL, I made the decision that I did not want anything to do with MIL from now...

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and that if my wife wanted to visit then she could but that nobody was allowed to stay overnight and to avoid MIL having to spend any money on us.

Things have calmed down for the most part but we never got that money back and MIL never apologized.. So Reddit, AITA for cutting off MIL after she filed our...

He added clarity about his wife’s involvement and IRS rules.

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(Edit for clarity) My wife was in no way “in on it”. She was just as confused and angry with her mom when we found out but she’s very forgiving...

Also once you file with the IRS, they usually take your word for anything you claim unless they have reason to believe you lied or somebody else has proof to...

Claiming dependents incorrectly can feel like straight-up theft, especially when it impacts a young family’s tight budget. Military families often rely on those refunds for stability, and this kind of action breaks trust in a big way.

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IRS rules are clear: a child must live with you more than half the year (with exceptions for temporary absences like military duty) and you must provide over half their support to claim them. Grandparents rarely qualify unless parents are absent or agree in writing.

Financial therapist Amanda Clayman notes that money conflicts in families often stem from unspoken expectations or entitlement. She advises addressing it directly but calmly, focusing on facts over emotions.

Practical fixes include paper-filing to challenge the claim (parents usually win with proof like school records or military orders), freezing kids’ credit, and getting IP PINs from the IRS. Boundaries like limited contact protect your finances without full drama. If forgiveness comes, it should include accountability—no apology means ongoing risk.

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Here’s what Redditors had to say:

Many users called it fraud and backed firm boundaries.

Knittingfairy09113 − NTA Put a freeze on your kid's SSN to ensure that MIL can't do anything else (the woman already did something fraudulent once so don't trust she won't...

Gray_Twilight − Nta. Although I can't imagine how this could not be disputed. Or rather, if it is not feasible to pay an attorney to try and correct this. But...

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hellomynameisrita − NTA. I’m assuming her daughter was working/had income from you to alleviate the costs to her mom, but even if she didn’t, she and the kids were there...

and she isn’t entitled to calling them her dependents for the year based on hosting them and her daughter for 3 months . You should have carried on with the...

Snowybird60 − NTA My ex tried pulling that after our divorce even though my son lived with me for the whole year. I knew that I had recourse because I...

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I called the IRS and explained to them that he did not have the right to claim my son because my son did not live with him for more than...

Even with his child support payments, they decided that he did not meet the criteria to claim our son as his dependent, and they made him pay back the text...

[Reddit User] − This is tax fraud. She wasn’t supporting them in any meaningful way or long enough to claim them. I’d sue her ass off, report the fraud and...

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Eladiun − NTA Your mother in law committed tax fraud and stole from you. This isn't isolated behavior and you are smart to put some separation there.

Others focused on IRS options and protection.

Lcdmt3 − NTA You should have gone through the IRS and proven you both had the kids the majority of the year and you still were the main providers during...

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And how did she have the children's SSN's? Child credits can be substantial. I wouldn't kick her off totally with this transgression if it's the only negative.

Andynot − Claim your kids, let the IRS deal with mil. But talk to a tax lawyer first

Proper-Scallion-252 − NTA. Someone can claim a dependent on their tax return if they fit the IRS' definition of a qualified child or relative.

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A Qualified Child must pass all of the below tests: * Relationship - must be a direct relative (child or descendant such as grand-child), or an adjacent sibling (brother, half...

* MIL passes this test * Age - under 19 at the end of the tax year OR under 24 and a full-time student (or no age limit if dependent...

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MIL passes this test * Residency Test - dependent must have lived with the taxpayer **for more than half of the year**.

Exceptions to this test are in the case where a taxpayer was absent for a period of time due to temporary illness, education, business, vacation **or military service**.

* MIL **fails this test** * Support - the taxpayer must provide more than half of the dependent's support during the tax year. * MIL **fails this test**.

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A Qualified Relative must pass the following tests: * The dependent must not be a qualified child, and must not file their own income tax return for the year.

* Member of Household or Relationship test The dependent must live as a member of the taxpayer's household all year, or be related in to the taxpayer in a myriad...

*MIL passes this test as the grandmother of your children. * Gross income test - The dependent's gross income must be less than the threshold amount, which I'm assuming since...

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* MIL passes this test * Support Test - once again the taxpayer must have provided more than 50% of the dependent's costs during the tax year * MIL **fails...

No matter how you cut it, your MIL has no right in the eyes of the IRS to claim *your* children as dependents on her tax return.

It's absolutely an a__hole move of her to try and do so, but I think this failure to communicate between parties doesn't constitute cutting her off for the rest of...

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but rather constitutes a setting of boundaries and discussion of what is rational and realistic.

Simple_Bowler_7091 − NTA. What MIL did is tax fraud and obviously financially detrimental to your family. That's more than justification for ending the relationship.

Ultimately the decision what to do about the lost tax refund is you and your wife's choice but as other commentators are telling you: you've received bad/inaccurate advice regarding this...

My background is as a tax preparer tax analyst, and attorney and I concur with the many commenters who have stated you absolutely can paper file an amended return claiming...

Children are presumptively their parents dependents the burden of proof is on your MIL. Short of a written custody agreement your kids are presumed to be in your custody

and therefore with you. Surely you have proof of duty station, past lease? past utility bills? that will show you weren't living with MIL but for 3 months?

Even with your wife and the kids living with MIL that *STILL* wouldn't entitle her to claim your kids as dependents because at least one of their parents were there...

The ONLY way your MIL gets away with this, and the IRS accepts her fraud as true, is *if you never challenge her by filing your own return claiming your...

You do not *need* an attorney for this. You might *want* a tax preparer or a CPA to guide you through preparing an amended return and to assist you with...

But this is by no means a "spend a lot of money for a little money in return. " situation. Last but not least a MIL who would commit fraud...

It's probably worth pulling a free credit report on each of your kids to confirm there hasn't been any further shenanigans and freezing their credit.

BlackDogOrangeCat − In addition to locking the children's credit, go to IRS. gov and get Identity Protection PINs for them. This will prevent her from claiming them again.

A few raised concerns about the wife or urged stronger action.

Agoraphobe961 − NTA. You could still fight her claim, as you’re military you could have discussed it with a CO. The military takes a very dim view of relatives f’ing...

ArmChairDetective84 − I’m sorry but if your wife still has anything to do with ANYONE who did what her mom did , she was either in on it or she’s...

Her mom is a CON-ARTIST & I hate to break it to you but the only person better at scamming people than con artists are the people raised by them...

manualcorrect − NTA, but it sounds like your wife was in on it, why are you directing all of this at your MIL? Your wife took a willing part in...

if not in giving the green light, then at least in hiding it. If your wife was willing to hide something this big from you, then she's going to be...

No_Yogurtcloset_1020 − Hell no. Nta. My MIL gave my husband a $30k line of credit when he was a minor which he blew and he's still paying it off

(angry that she was stupid enough to do that he also suspects she took some of the money as well). She asked for our sons SSN to "set up a...

We NEVER gave her it (I haven't even applied for it and won't til he needs it to get a job). Cut off that women and run. File for fraud....

This mess highlights how money can fracture families, especially when someone oversteps like this without remorse. Protecting your kids’ future and your finances makes total sense, even if it means distance. Forgiveness is great, but trust has to be earned back. What would you do if a relative pulled something like this on your family?

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