AITA for convincing my bf to not take guardianship of his sisters children?

One couple on the verge of engagement suddenly found themselves in the middle of a family backup plan they never saw coming. The boyfriend’s sister asked him – the youngest sibling with no kids yet – to become guardian of her two young children if the worst happened.

His girlfriend was upfront about not wanting that responsibility, citing money worries and their own future plans. He eventually sided with her and said no for now, but the sister blew up and started pointing fingers.

‘AITA for convincing my bf to not take guardianship of his sisters children?’

The whole thing started with a couple who’ve been together a few years, already mapping out an engagement this summer and wedding next year:

My boyfriend and I have been dating for a few years and planning to get engaged sometime this Summer and married next year. He has is the youngest of 3...

Recently his sister brought up the topic that if her and her husband were to pass away, they would want my boyfriend to take guardianship of their child (and me,...

The boyfriend seemed open at first and asked for her thoughts:

My boyfriend was open to the idea and brought it up to me to get my opinion. I said i wouldn’t want that, and if he were to agree to...

We live in a HCOL area, and we want children of our own, so if worst case scenario something did happen to his sister and BIL, I don’t want to...

I’m also not particularly close with his sister/BIL and confused why they would want my bf to have guardianship in this case, as their older brother is more equipped (married...

Sisters husband also has 2 siblings which are married and have children of their own. Boyfriend is a middle school teacher (maybe that’s why?)

and is close with his sister but has no children or experience looking after children. He spends a lot of his free time playing PS5 and coaching highschool lacrosse.

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In the end, he agreed with her and turned his sister down, leaving the door open for later:

Boyfriend eventually agreed with me and told his sister that he wouldn’t want guardianship, and maybe we can revisit this topic a few years down the line.

Sister got mad and is blaming me for changing his mind and is now talking trash about me to the rest of the family and saying I’m not considering her...

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AITA for not wanting guardianship of her children if they were to pass away and convincing my boyfriend to not agree to it?

Extra edits clarified the situation further:

Edit: To add, boyfriend and I didn’t say no never. We said no right now and are open to this topic in the future. We can barely support ourselves right...

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Edit 2: “Convinced” was a poor choice of words. I asked boyfriend what he plans for us to do if they pass away next week, and he said “that wouldn’t...

Then we started talking about what would we do if it did happen and he agreed that we are no where near equipped to raise children right now.

Edit 3: I’ve mentioned this in several comments - but they have no money. No assets. No life insurance. No savings - literally nothing. If we agreed to this and...

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Edit 4: Thanks for all the logical (and some slightly silly) replies. Muting this post now since I’ve gotten all the input needed.

At its core, this drama boils down to the clash between idealized family loyalty and the hard realities of money, emotions, and building a life together.

The sister’s choice of her youngest brother might stem from trusting he’d love the kids most, or perhaps because he’s a teacher and good with children. But skipping a direct talk with his soon-to-be wife signals she doesn’t fully see the girlfriend as part of the family yet, which fueled the current fallout.

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On the flip side, the girlfriend has every right to voice her concerns. Agreeing to raise someone else’s kids is absolutely a “two yes, one no” decision. Relationship expert Esther Perel often stresses that major choices impacting both partners demand full buy-in, or resentment builds fast.

The financial red flags she raised – zero life insurance, no savings, high-cost living – are totally valid. Plenty of couples struggle when unexpectedly taking on kids without preparation. The smartest move would be for the sister to get proper life insurance, set up a trust, and pick guardians who are truly ready. Meanwhile, the couple should keep talking openly about their own family vision before tying the knot.

Check out how the community responded:

Online folks were all over the map, with plenty defending the girlfriend’s stance on protecting their shared future:

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Truckingtruckers - Your boyfriends sister, Does she not have a husband? how about the husbands side of the family? The only case I see here in which you would be...

It's hard for me to believe that you and your boyfriend are the only family they have though.

CrimsonKnight_004 - NTA - You and your boyfriend had a discussion. Of course he was receptive in the moment, as the sentiment is that most people would be.

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But when you think about the practicality of it all, reality hits and you realize it might not be the best fit. For you, or the kids. It’s not like...

” You’re confused why you would be the first option when there is another, comparatively more capable option available. You two aren’t even married yet, and springing this on you...

This is a hypothetical, yes, but a hypothetical that could have real life-altering consequences should you agree without forethought and, if the worst happens,

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you are left with kids in your care that you aren’t equipped to care for. I don’t think you’re an AH for just considering what such a thing would actually...

That’s more forethought than many parents bother to give before they start having kids, tbh. I think it’s very responsible.

Cocoasneeze - NTA As you're building a life, planning on getting married with your boyfriend, you 100% get equal say of if your boyfriend (and obviously you) should take his...

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That's completely your right. There's no way your boyfriend can take in these children and have a relationship with you, if you don't agree to be their guardian as well.

The fact that your boyfriend's sister didn't invite you to these discussions and is now badmouthing you is an indication that she doesn't have any idea of your and your...

TortleM - NTA My husband was asked to be a godparent by his sister. He declined. We're childfree and intend to keep it that way, and there are people that...

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The fact is, it doesn't matter how likely or unlikely it may be that you would end up having to take them in, it is still an obligation that would...

thornynhorny - Nta If your answer isn't a wholehearted "Yes" to taking in additional children, then the answer should be no. It would be better for the children to be...

The_Bad_Agent - NTA This is something that should be agreed upon. You don't agree with it, and he can't make a decision for both of you. If it's a deal...

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HoshiJones - NTA. Why on earth would you be? They're not your children. It's okay to ask, everyone should try to have a plan in place, but it's a huge...

Yumehayla - NTA. I am honestly shocked at all these Y T A judgements, saying this was purely hypothetical,

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when in an story concerning a partner/spouse potentially on the live for taking care of a high needs sibling people jump in to say how important it is for thechild's...

This was the mother trying to confirm her plan, right here. No matter the reasonings, taking in children 100% should be a two yes one no situation - if OP...

it was fair of her to tell her partner that if he would commit to taking them in, she would split with him. 'Ultimatum' became an ugly word on reddit,...

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and your partner making a life decision that you know would lead to you not wanting to be with them is one of such places - why waste anyone's time...

Others felt her attitude came off as selfish or lacking family warmth:

LittleFairyOfDeath - YTA. Not necessarily for saying no, your financial concerns are valid. But your whole attitude makes you one. They are your bf niblings and you literally said you...

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And you say one of the reasons you don’t want to is because you would struggle to raise your own kids (which you don’t have yet) and in the next...

Entire_Tap483 - YTA Not for not wanting to take them, that is your choice. Not for setting a clear boundary. YTA for planning on marrying/starting a family with a guy...

His sister and her husband decided that of all possible options they thought your BF was the best choice and you want to stop their wish. You are puttning a...

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Do you care about that or do you just want him for yourself? Also, this is a worst case happens scenario and you do not want to be there for...

Someone is sick and your BF is gonna have to spend time/money to help out and maybe even cancel an event/trip that you had planned. Are you going to be...

AdAccomplished6870 - YTA. No one is obligated to take on children, but your justfication is very selfish and weaselly. I think you have shown your BF your true colors. Good...

A few stayed neutral or wanted more details:

Strict-Issue-2030 - INFO: What's your reasoning for not finding out why your boyfriend was asked over others?

There are generally compelling reasons why they would trust one person over another with their children in the unlikely event they die as well as reasons why they deliberately didn't...

[Reddit User] - NAH. Taking trash about me saying I'm not considering her children's future You aren't. You say so yourself. She's allowed to tell people the truth. You can...

but you don't get to hide from that decision. If you want, you can tell people you have financial concerns, but people are going to think what they're going to...

Professional_Emu8922 - NTA. Taking on guardianship of children is a huge responsibility and should not be taken on lightly. Really, they are mild ah because they should have discussed it...

Plus they should have details in place - will there be a trust set up for the children? What about paying for college? Do they expect the children to be...

You mention that you're in a hcol area - where do they expect their children to be raised? Would they want you to move from where you are now? I...

" It's more like "we can't say yes now because we haven't made decisions about our future, and we need more information before we decide if we can take on...

CountryBumpkn22 - Planning to get engaged in summer and married next year? Am I the only one who is like ‘huh’ do people do this? Plan on getting engaged?

Saying no to guardianship for now stirred up serious family tension, but it also showed the couple trying to be realistic about what they can handle. Even if the sister feels hurt, pushing a massive commitment without financial backup or full agreement could backfire badly.

What do you think – if you were about to get married and faced a request like this, how would you navigate it? Does family loyalty always come first, or is it fair to put your shared future ahead?

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