Aita for refusing to give my mom anymore money?

A 36-year-old woman is fed up after years of being the only sibling who financially supports her parents, while they enable her entitled younger sister and expect her to cover their reckless loans. Despite repaying a large borrowing quickly in the past, she now faces constant demands to bail out her mother’s impulsive lending habits, putting her own family’s stability at risk.

What makes the story more frustrating is the blatant favoritism—her parents spoil her siblings without expecting repayment, yet treat her contributions like an obligation. After exploding in anger and declaring she’s done, her father called her rude, insisting family helps each other. But with her siblings refusing to step up and her parents squandering retirement funds, she’s left questioning if she’s wrong for finally saying no.

‘Aita for refusing to give my mom anymore money?’

The family faced financial struggles before selling their business, relying heavily on the poster and her husband for support.

I (36f) borrowed about 20grand from my parents after they sold their business. 3months later I paided back every cent.

Now my mom borrowed quite a few people who she agreed with that they could pay her in instalments instead of the full amount. Now this is where my problem...

Before they sold their business my parents were struggling financially for about two years and during that time me and my husband were the only ones that helped them out...

My youngest sister got a payout of a few million a few years ago and stays with them, without paying rent or buying food. Everything comes out of my parents...

The mother’s habit of lending large sums escalated, forcing the poster into an unexpected financial burden.

Recently my mom has been borrowing money from people up to 5grand at once and expected me to pay the people, at first husband decided ok let's do it this...

Which put us as a family because I have two kids in a big financial predicament. We are finally able to breathe again,

and just heard from the lady that borrows her money that she is about 2 to 3 grand in debt again and told her not to worry because me or...

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Frustration boiled over when the poster confronted her mother, highlighting the unfair double standards in the family.

Now I might be the a__hole but I called my mom and yelled that I was tired of being leeched while , when she has money it all goes towards...

But I am the one that helps them out and when they do something for my family we always have to pay the back. I said enough ask your grown...

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My dad called and said I was rude and that family help each other. But how come I am the only one that helps?

For context my siblings are (40M), (34M),(32F) and (28F).I ALSO have not told husband yet so Aita for being tired of my parents treating us like their personal bank?

In an update, the poster clarified the sister’s situation and revealed positive changes after speaking up.

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Update: Thank you to everyone for the great advice. I know my post seems confusing I was just really upset when I wrote it. My sister got a payout because...

After surgery she recovered fully and is completely mobile. The money was paid out to give her a better quality of life as she gets older and will eventually suffer...

But the thing is she refused to finish her education even when she was accommodated by the university with a special chair for her back so she could write her...

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Instead she spends the money on clothes and expensive sneakers that she orders online. Buys gifts for her girlfriend, bought herself a car also pays the girlfriends University fees. All...

The money my parents got they literally wasted bought dishwashers, fridges,TV's ,dryer ECT. Things my mom did not need at all. Money that was supposed to go towards their retirement.

I also realised after I told my father that he did not know about my mom borrowing money and told her to stop. The cash loans lady was paid by...

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She is pissed but I feel so relieved because it was just becoming too much. My siblings are useless and entitled were spoiled and I was treated as the black...

This family dynamic revolves around unequal financial responsibility, where one adult child becomes the default supporter while others avoid accountability. The poster has repeatedly stepped in during her parents’ tough times, even repaying a substantial loan promptly, yet faces ongoing demands without reciprocity. Her mother’s pattern of lending money recklessly—and expecting the poster to cover it—creates a cycle of dependency that strains the poster’s own household, especially with children to provide for.

Opposing views often center on cultural or familial expectations that “family helps each other,” as the father argued. Some might see refusing aid as selfish, particularly toward aging parents who once provided for their kids. However, this ignores the imbalance: the poster’s siblings, including a sister with millions, contribute nothing, and parents enable this by spoiling them and wasting retirement funds on unnecessary purchases.

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From a broader social perspective, these stories highlight common issues in multigenerational families, where favoritism breeds resentment and financial enmeshment erodes boundaries. Enabling adult children or poor money management often falls hardest on the most responsible sibling, leading to burnout. Setting firm limits, as the poster did, protects her nuclear family’s future and may force others to step up, promoting healthier dynamics overall.

Here’s what people had to say to OP:

Many users rallied behind the poster, stressing that she owes nothing more after years of being the sole supporter and urging her to protect her own family first.

violetauto − NTA. You borrowed 20 grand. You paid it back. If you have no more debts to settle with them, then you are done. Stop this endless go-round with...

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I understand that in some cultures, this type of money exchange is common and expected, but it isn’t healthy. It’s OK to go against the cultural rules and establish your...

wlfwrtr − NTA Tell parents, "Families help each other out which is why I have helped you in the past.

In case you didn't notice I wasn't the only that grew up in your house. There were other kids in the family. Start telling them they have help their family....

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NotSorry2019 − Your parents have gotten too comfortable with you “helping without being rude”. It’s time to a) stop helping and b) get rude.

Call your sister a leach to her face, say no to the debts, and tell your parents they can “help” your family by depositing money into your kids college funds,...

ImHappierThanUsual − EXCUSE ME? ! There’s a MILLIONAIRE in her home living free? !? While she takes from YOU and doesn’t return it? ???!! What in the hell? !

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Samoyedfun − NTA. Tell them NO. Your dad is wrong.

A few commenters offered more nuanced takes, acknowledging the complexity of family obligations while still validating the poster’s need to draw a line.

copamarigold − I’m a little confused, who is the lady who borrows your mom’s money? Tell you mom to start collecting from her and anyone else she’s loaning money to....

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[Reddit User] − NTA. This will never stop unless you stop it now.

Careless-Ability-748 − Nta no is a full sentence

Other users brought some shock and levity to the discussion, pointing out the absurdity of the situation to lighten the mood.

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[Reddit User] − NTA. Just say No. You should also tell your Dad that he still owes you 5k. Until it is paid back in full you won't lend him...

bopperbopper − Two thoughts. First, someone looking for money/support will review their options from most convenient to least convenient.

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When you're asked by someone in a hard position, it may feel like you're the difference between their chance to succeed and their chance to fail. But you're really just...

there was an easier one before you and there will be a harder one after you. Second, "What appears to be a crisis is often the end of the illusion...

It's rare that someone is actually in a situation where they were OK before and they'll be OK after, if they can just resolve one immediate issue.

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Learn to say "I don't have anymore money to lend" (you might have more money, but not to lend) or "I can't lend you anymore money until you pay me...

In the end, the overwhelming consensus clears the poster of any wrongdoing—she’s exhausted from carrying the financial load alone while her parents enable her siblings’ irresponsibility. Her outburst and firm boundary, combined with her father’s intervention to stop the lending, brought some relief and exposed the issues.

Have you ever been the “responsible” one in your family who ends up footing everyone else’s bills? How do you handle parents who play favorites with money, or siblings who refuse to contribute? Share your experiences below—what worked for setting boundaries without cutting ties completely?

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