AITA For being mad my fiance took 3000$ without my consent?

In a cozy apartment buzzing with wedding plans, a 26-year-old woman diligently funnels her hard-earned cash into a joint savings account, dreaming of a perfect October ceremony. Her fiancé, recently unemployed, promised to share the load, but his contributions have dwindled. Their shared goal of a dream wedding feels like a team effort—until a bank visit reveals a gut-punch betrayal: $3,000 vanished from their account, withdrawn by her fiancé without a word, leaving her plans in jeopardy.

The sting deepens when she learns he funneled the money to his mother’s kitchen remodel, a woman who never misses a chance to belittle her. His secrecy and defensiveness ignite a fiery argument, shaking the foundation of their engagement. This Reddit tale dives into the raw hurt of broken trust, where love and loyalty clash with family ties and financial deceit.

‘AITA For being mad my fiance took 3000$ without my consent?’

Me (26f) and my fiance (32m) have been engaged for five months now and we're getting married in October, eversince we got engaged my fiance and I decided to start saving up for our wedding so we opened a joint bank account, we have a good sum of money,

my fiance does not put money as much as I do because he stopped working a month after we opened the account and it is just me saving up for now. My fiance's mom is an absolute awful person, she always trys to belittle me and say offensive stuff to me but I'd just ignore her to keep the peace.

I heard my mother in law was remodeling her kitchen, and that her two daughters contributed and she started calling my fiance to pay his share, he told her he didn't have the money and the topic was dropped. Yesterday, I went to the bank and I found out that my fiance took 3000 dollars from our joint account without telling me,

At first I thought it was a mistake but the money was indeed taken by him. I was confused, but he had a habit of taking money from me so he could buy his mom a birthday present, pay to fix her car, and would say he'll give it back, he never did but I thought since we're now as one I can't possibly ask him to return the money, plus it wasn't that much..

I went home and I confronted him about the 3000$, first he apologized and said that he was planning on telling me earlier but his mom was pressuring him and thought I'd say no if he asked for money, I got so mad at him for this and I started yelling at him asking him how he could do this and that now we don't have enough money for the wedding,

his tone changed, saying that since I make more than what I need then he saw nothing wrong with helping his family (my job pays a little above average but that doesn't mean I don't work hard for it) he basically got defensive.. I was so angry I left the apartment literally crying after we argued for some time.

His mom called, and it turned out he lied to his family that the money was his since it was 'joint account', she lashed out at me and said that I was trying to isolate him from his family and yelling at him for his contribution

I was stunned, I blocked her immediately, and I'm no longer responding to his calls trying to say that he loves me and that it is worth billions.. Saying he'll pay back when he get a job but it doesn't seem likely.

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This wedding savings saga exposes a raw wound in a young couple’s trust. The woman, shouldering the financial load, saw the joint account as a symbol of their shared future. Her fiancé’s unilateral withdrawal of $3,000 for his mother’s kitchen remodel—without discussion—feels like theft, especially given his history of taking smaller sums without repayment. His defensiveness, claiming her income justifies his actions, dismisses her hard work and their mutual agreement.

Financial betrayal in relationships often signals deeper issues. A 2022 study from the National Marriage Project found that 35% of couples cite financial disagreements as a top reason for relationship strain, with secrecy amplifying the damage. The fiancé’s choice to prioritize his mother’s demands over their shared goal suggests a troubling loyalty divide, compounded by his mother’s hostility toward his partner.

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Dr. Ramani Durvasula, a clinical psychologist specializing in relationships, states, “Trust is the currency of intimacy; when it’s broken, especially over money, it’s a red flag for deeper control or dependency issues”. Here, the fiancé’s actions and lies to his family about the money’s source paint a pattern of disrespect, putting his partner in an unfair spotlight.

To rebuild, the couple needs open dialogue about financial boundaries, possibly with a counselor to mediate. Closing the joint account and separating finances until trust is restored could protect her interests. If his behavior persists, she may need to reassess the relationship’s viability. Couples thrive on mutual respect, and addressing this now could prevent a lifetime of similar conflicts.

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Here’s the feedback from the Reddit community:

Reddit’s verdict is nearly unanimous: the fiancé’s actions are a glaring red flag. Most users see his withdrawal as theft, emphasizing that a joint account requires mutual consent, especially for significant sums. They highlight his pattern of prioritizing his mother’s needs—often at his fiancée’s expense—as a warning sign of deeper issues, urging her to reconsider the marriage.

The community also critiques his defensive attitude and his mother’s hostility, noting that both undermine the partnership. Some humorously suggest returning the “petulant child” to his mother, but the consensus is clear: financial dishonesty and lack of accountability threaten the relationship’s foundation, pushing for boundaries or even a full exit.

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Suitable-Toe − NTA. This won't change and I'd advise you give your future a long, hard contemplation to see if this is the future you want.

Illustrious-Band-537 − NTA. Do you really want to marry into this? Your fiance doesn't seem to respect you enough to at least discuss it with you. And at least half of that money is yours so it's theft.. If it was me... I'd be long gone.

daiceedoll − NTA It cost you $3000 to figure out that your fiancé is dishonest and deceitful. Quite frankly that's a lot cheaper than divorce. Don't ignore this gigantic red flag. There will be far more of this if you marry him.

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princessalessa − Oh girl.. You need to run. Yesterday. I married a man like this. Had no regard to me, us as a couple, or our life together. Everything was always about his mother and sister, who were absolutely horrid to me.. We divorced and I couldn’t be any happier.. I thought he would change after we got married.. Spoiler alert; they don’t.

thainoodlebasil − NTA. Please return that petulant child back to his mother. Financial irregularities should always be a deal breaker in relationships. Early on if he can treat your and the money both of y'all pooled in together for his own family's welfare without informing you prior then he can very well empty your bank account on a whim.. Close that account. Make him pay you back.

Sorcatarius − NTA, he has a habit of *stealing* from you for his mom.. Look at his priorities.

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Frostitute_85 − NTA. He seems to not only take your money for granted, but resent you for making more than him. Sadly I think this is a prelude to the rest of your years together unless he gets over his hangups.. Throwing your money around like it is his to play with is unacceptable.

I think you have difficult choices to consider. Is it worth the effort to fix him if he resists change or sees nothing wrong with his actions?. Is this something you can ignore and live with for the sake of peace?. I wish you good luck.

aliquilts71 − Please seriously reconsider this wedding. Just remember a wedding is one day. Marriage is (hopefully) forever. Do you really want to spend possibly the rest of your life with this man? Don’t get so caught up in ‘your’ wedding that you forgot what the outcome of that wedding is; life with a man who takes money you saved behind your back. NTA. At all.

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262run − NTA. I’m not sure if you’ll be able to recover the $3k but definitely dump him and move on. He’s showing you that his mom is more important than you are. Believe his actions.

uwunderkind − OP you are not the a**hole and I think you should reconsider marrying one. This issue isn't going to stop, he's going to keep leeching off you unless you put your foot down or create a separate account to deposit your paycheck into.

Do not let this guy have free reign of YOUR finances. He is being manipulative and destructive, and completely disrespectful. If you let it go on without consequences, it will only get worse.

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This Reddit drama lays bare the pain of financial betrayal in a relationship built on shared dreams. The woman’s anger is justified—her fiancé’s secrecy and deflection shattered trust, leaving their wedding plans and future in question. A single conversation could’ve changed the story, but his choice spoke volumes. Have you ever faced a partner’s financial overstep? Share your experiences below—how would you navigate this trust-breaking moment?

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