I [59M] cut two of my kids [24F][28M] out of my will for his irresponsible spending of their previous inheritance. How should I fix this situation?

In a quiet English home, a 59-year-old father sits at his desk, the weight of a fractured family pressing on his shoulders. Years after his ex-wife’s passing, her generous inheritance to their five children—meant for debt relief, education, or future homes—has sparked a bitter divide.

Two siblings, a 24-year-old daughter and 28-year-old son, burned through their £300,000 shares on lavish travel and substance-fueled excess, ignoring their mother’s wishes. Furious at their recklessness, the father struck them from his will, only to face their wrath when a sibling’s slip revealed his decision. Now, they’ve declared him “dead to them,” leaving him torn between principle and reconciliation.

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‘I [59M] cut two of my kids [24F][28M] out of my will for his irresponsible spending of their previous inheritance. How should I fix this situation?’

My (now deceased) ex-wife and I have 5 kids together: 21F, 24F, 28M, 30M, 35M. A few years ago their mother passed away and left each of them a very large inheritance. Over 300K GBP each, evenly distributed among them. Prior to her passing she made it clear to them that this money was not to be wasted.

It was to: 1. Used to pay off debt, 2. Used to further education, 3. Put towards buying a house in future. Two of my kids, 24F and 28M, have completely squandered this money in just a couple of years. My daughter spent it **all** travelling across the world care-free staying in nice hotels and eating fancy dinners.

I completely understand going on a vacation, **but to blow all of it on travel against her mother's wishes?** Bloody shameful. My son is even worse. He has literally spent it all on drugs, alcohol, and escorts over this time. None of it, **none**, going towards self-improvement as their mother wanted.

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So I continued to hound them over this time and time again until, as expected, it's all bloody wasted. Once this happened, I decided to cut them both out of my will, as I don't want my hard-earned money being squandered so my children can live a hedonistic lifestyle for a couple of years.

I told this to their siblings in confidence, so that they would be prepared to deal with the fall-out when I eventually pass. One of them (not sure who) let it slip to them, and now they've gone off the deep-end and proclaimed I'm 'dead to them' and they 'don't have a dad' etc. I don't want to go into a long bitter fued with my kids, but damned if I'm going to have my life savings wasted by them also.. Any advice on how to fix this?

This father’s clash with his children over inheritance exposes a raw nerve: the collision of parental expectations and adult autonomy. The 24-year-old daughter’s global gallivanting and the 28-year-old son’s descent into drugs and excess defied their mother’s intent for the £300,000 gifts. The father, stung by their disregard, sees his will as a last stand to enforce responsibility, but his secrecy and their backlash reveal a deeper communication gap.

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From the children’s view, the disinheritance feels like a betrayal, especially since the father shared it with siblings first, sowing division. He likely aimed to protect his estate, earned through decades of toil, but his approach—hounding them, then cutting them out—escalated tensions. The son’s substance abuse signals a cry for help, while the daughter’s travels, though extravagant, may reflect a search for meaning in her 20s.

Dr. Pauline Boss, an expert on family dynamics, notes, “Ambiguous loss, like fractured family ties, requires open dialogue to heal.” This suggests the father’s unilateral decision, without direct confrontation, fueled the rift. The broader issue lies in inheritance expectations: parents often see it as a tool for control, while adult children view it as their right, creating inevitable clashes.

To mend this, the father could initiate a candid family meeting, perhaps with a mediator, to air grievances and set terms—like trusts with stipulations for the two children, tied to milestones like sobriety or employment. Legal advice is crucial to structure the will securely. Reconciliation hinges on listening, not lecturing, to rebuild trust.

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Check out how the community responded:

Reddit’s responders dished out a spectrum of takes, from legal nitty-gritty to fiery moral judgments. Some cheered the father’s tough love, seeing the kids’ spending as a slap to their mother’s memory. Others slammed his secrecy, arguing it set siblings against each other.

Suggestions ranged from trusts to rehab deals, with a few calling the daughter’s travels less sinful than her brother’s binges. These views, sharp and varied, mirror the messy reality of family and money, where no one fully agrees.

gemc_81 − I am a UK lawyer that deals with this specific area of law. You need to see a Wills and Probate lawyer who can advise you properly on what to do. Someone said that leaving them a small amount can prevent them contesting the Will - this isn't true.

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Your children are automatically entitled to make a claim on your estate under the Inheritance (Provision for Family and Dependants) Act 1975 if they believe they have not been adequately provided for under your Will.

Please be clear that this is *not* contesting the validity of a Will, it is disputing the benefit they have (or have not) received from your estate.. This is a complex area of law and you need to see a solicitor to get proper advice.

As to your children - this is the reason I advise my clients to leave large sums of money in trust for children - if you want to prevent irresponsible spending it is the only way to have some control over money after you have died.

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simbayoda − If money is the only bond between you and your kids then they should be dead to YOU.. Inheritance is not an entitlement.

imnotscarlet − I assume you would *like* to leave them an inheritance, you're just afraid to do so because of what they'd do with it. I don't know anything about the law in the U.K. but would it be possible to set up some kind of trust, with the stipulation that it is to be doled out to them in increments instead of the whole thing at once?

Of course, they could still waste it on vacations and drugs. But is it also possible to place an age restriction on it--say, they don't get it until they're 40, or 45, or 50? They might be more responsible by then.

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And besides, if there's one thing I'm discovering as I age it's that I need a lot more money now than I did when I was in my 20s and 30s. It might also be possible to leave it to them in a trust with one of their more responsible siblings acting as the trust administrator, who must approve every distribution.

Bike_Guy_cwm − I don't think you have to do anything. They chose not to respect their dead mother, they're telling you to f**k off, so f**k them.

[Reddit User] − I’m good with money? Are you adopting

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[Reddit User] − Why don't you give them a fair shot? I'm assuming based on the 300k from the wives passing yours is also going to be a pretty nice sum. Instead of, as you said 'Hounding them' why don't you lay it out with a deal? Tell the son to go to rehab and prove sobriety and he'll be re-added, hell even offer to pay it.

The Daughter? Yeah I don't think she did anything wrong. Traveling could have done more for her than a lot of other alternatives.. ​ The telling sign that you're over-reacting is that one of the other children told them what you said.

If they were really disrespecting their mothers wishes as hard as you think they were, don't you think the other kids would have seen it the same way? Hell it's more money for them this way, why would they tell them otherwise? Some food for thought.. ​

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Also why even tell the other kids? Are you actively trying to ruin all their relationships? Take a step back and think about how you're acting here. 'Oh by the way, when I die, I'm not giving those 2 money, also I'm not telling them. So that way, when I'm gone, you can do it for me!' Yeah, you'd be dead to me too on principle alone.

istara − I would just leave it in a really strict trust for the pair of them. You may be able to set up a stipulation that the capital eventually goes to their kids/your grandkids.. See a good solicitor.

eggjacket − I can’t believe how many people are taking the father’s side here. I could MAYBE see disinheriting the kid who spent it all on drugs and alcohol and prostitutes—since those things are pretty undebateably risky, and unhealthy, and could lead to an earlier death.

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Wouldn’t you rather wait and see if he grows up a bit first, before you make that decision? Come on. Disinheriting the daughter for spending the money on travel is just insane, though. You can’t give an adult money and then get angry about how they spend it. It’s not your money anymore; you don’t get any say.

An inheritance is a gift, not a way for you to control people from beyond the grave.. I also feel like it’s relevant to point out that YOU are the one who raised these kids. You then go on to tell your other three kids about it, not even feeling it necessary to talk to the children you’re disinheriting.

You are putting your other kids in a situation where, when you’re not even cold in the ground, they’ll have to reveal a huge, volatile secret they’ve been keeping for year. You are setting your kids up to have a horrible relationship when you’re gone, all because you can’t be assed to have a conversation with your kids about the s**tty thing you’re doing.

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Whichever one of your kids let it slip to the others, and forced you to actually deal with the horrible situation you created, is in the right. If my parents went behind my back and disinherited me, they’d be dead to me too. I don’t care about the money, I care that my parents’ final message to me from beyond the grave is a giant middle finger.

Warga5m − If you want to cut them out speak to a solicitor. Usually you have to leave them something or they can contest it. A token £5k should be enough to satisfy the courts and give them no grounds to contest the will..

As for the damage this has done to your personal relationship with them? Well that’s probably an inevitable consequence of disinheriting people who, from the sounds of it, are inherently materialistic and/or selfish individuals.

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DivinebyDesign17 − Unfortunately the 24 and 28 yr olds have validated your thinking of their expectations. It was of course proper to inform their siblings of your decisions, since they would directly deal with the fallout. However, I probably would have taken it on the chin and told all the kids at the same time so their would be no question of the seriousness.

You may want to consider that some people do not fully mature until there 30s. You may also consider putting stipulations in your will, something to the effect of requiring gainful employment for a period of 5 yrs at the same agency/firm prior to the inheritance being relinquished.

If the stipulation is not met then the funds go into a trust for their children if they have them or is split equally amongst their siblings. Every parent just wants the children to be safe, and taken care of. Your decision is just that, yours. Best of luck deciding.

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This saga of squandered wealth and severed ties is a stark reminder that money can’t buy family harmony. The father’s stand to protect his legacy clashed with his kids’ reckless choices, leaving a trail of hurt.

Their story challenges us to weigh discipline against forgiveness in family ties. Have you faced tough calls over money with loved ones? Share your stories or advice in the comments!

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